7 Main St W, Saint Stephen, MN 56375 Property Records

Stearns County property record for 7 Main St W, Saint Stephen, MN 56375

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,456 sqft · built 1938
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Aug 2021)
Tax Bill	$1,562 (2026)
Deeds & Mortgages	Aug 2021 Sale Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-55826-0000`

Property Details

APN / Parcel Number

Primary APN	`90-55826-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	1,565 sqft
1st Floor Area	728 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1960
Exterior Material	Wood
Construction Type	Tilt-Up Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	132 ft deep x 165 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7 MAIN ST W
City	SAINT STEPHEN
State	MN
Zip	56375-4615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.62 A. W165' OF E330' OF S 165' OF SE4SW4 CITY OF ST STEPHEN SECTION 24 TOWNSHIP 126 RANGE 029 SECTION 24 TOWNSHIP 126 RANGE
Legal Range	29W
Legal Township	126
Legal Section	24
Jurisdiction	STEARNS MN
Township / Civil Division	ST. STEPHEN
Census Block Group	1
Census Block	1022
Census Tract	10200

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 MAIN ST W, SAINT STEPHEN, MN 56375-4615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Warranty Deed, Transfer
Aug 9, 2021	Warranty Deed, Transfer
Aug 9, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2021 · Amount on Record
Deed Sale	Aug 9, 2021 · Amount on Record
Prior Sale	Aug 9, 2021 · Amount on Record
Deed Document Number	20211610777
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 9, 2021
Property Address	7 MAIN ST W, SAINT STEPHEN, MN 56375-4615
Document Number	00A1610777
Instrument Date	Jul 16, 2021
Instrument	A1610777
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 MAIN ST W, SAINT STEPHEN, MN 56375-4615

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 9, 2021
Property Address	7 MAIN ST W, SAINT STEPHEN, MN 56375-4615
Document Number	00A1610776
Instrument Date	Jul 16, 2021
Instrument	A1610776
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 9, 2021
Property Address	7 MAIN ST W, SAINT STEPHEN, MN 56375-4615
Document Number	00A1610775
Instrument Date	Jul 16, 2021
Instrument	A1610775
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Stephen City
Unified School District	Sartell-St. Stephen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,562.00 (+1.43%)
2025		$155,900 (+3.18%) Land $53,000 Building $102,900	$155,900 (+3.18%) Land $53,000 Building $102,900
2023	$1,540.00	$151,100 Land $53,000 Building $98,100	$151,100 Land $53,000 Building $98,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms
Claims by Event	Severe Flooding, High Winds,severe Storms, Apr 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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