7 Main St, Ripley, OH 45167 Property Records

Brown County property record for 7 Main St, Ripley, OH 45167

Property Summary

Property Type	Commercial
Details	1 ba · built 1826
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Last Sale	$155,000 (Aug 2022)
Tax Bill	$1,969 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2023 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`027452-6`

Property Details

APN / Parcel Number

Primary APN	`027452-6`
Alternative APN	`41-079420-01-00`

Interior

Full Baths	1 Bath
Units	3 Units

Exterior

Year Built	Built 1826
Effective Year Built	Effective 1826
Architectural Style	Triplex
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	120 ft deep x 29 ft wide
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	027452-6
Street Address	7 MAIN ST
City	RIPLEY
State	OH
Zip	45167-1226
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PART LOT 100-101 .08 A RIPLEY VILLAGE RULH LSD
Legal Subdivision	JAMES POAGES ADD
Legal Lot Number	100-101
Jurisdiction	BROWN OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1019
Census Tract	951700

Owner

Source: Brown County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1999 HARRISBURG PIKE, GROVE CITY, OH 43123-3702
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Line of Credit NCJC HOUSING & DEVELOPMENT FOUNDATION
Nov 6, 2023	Deed of Trust, Mortgage · Line of Credit NCJC HOUSING & DEVELOPMENT FOUNDATION
Nov 8, 2023	Deed of Trust, Mortgage · Commercial Mortgage NCJC HOUSING & DEVELOPMENT FOUNDATION
Aug 31, 2022	Warranty Deed, Transfer ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC
May 3, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Prior Sale	May 3, 2017 · Amount on Record
Deed Document Number	20225047
Deed Book / Page	518 / 2177
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	7 MAIN ST, RIPLEY, OH 45167-1226
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005222
Date	Nov 6, 2023
Book Page	525/1620
Instrument	202300005222

Lender

Name	NCJC HOUSING & DEVELOPMENT FOUNDATION
Type	Government Agency
Address	GROVE CITY, OH 43123

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	7 MAIN ST, RIPLEY, OH 45167-1226
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1999 HARRISBURG PIKE, GROVE CITY, OH 43123-3702

Mortgage

Document Number	0000005223
Date	Nov 6, 2023
Book Page	525/1629
Instrument	202300005223

Lender

Name	NCJC HOUSING & DEVELOPMENT FOUNDATION
Type	Non-Lending Institution
Address	GROVE CITY, OH 43123

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	7 MAIN ST, RIPLEY, OH 45167-1226
Transaction Type	Mortgage
Record Updated	Mar 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1999 HARRISBURG PIKE, GROVE CITY, OH 43123-3702

Mortgage

Document Number	0000005222
Date	Nov 8, 2023
Book Page	525/1620
Instrument	202300005222

Lender

Name	NCJC HOUSING & DEVELOPMENT FOUNDATION
Type	Non-Lending Institution
Address	GROVE CITY, OH 43123

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWN OH
Recording Date	Aug 31, 2022
Property Address	7 MAIN ST, RIPLEY, OH 45167-1226
Document Number	0000005047
Book / Page	518 / 2177
Instrument Date	Aug 22, 2022
Instrument	202200005047
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1999 HARRISBURG PIKE, GROVE CITY, OH 43123-3702

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BROWN OH
Recording Date	May 3, 2017
Property Address	7 MAIN ST, RIPLEY, OH 45167-1226
Document Number	0000002249
Book / Page	000470 / 000952
Instrument Date	Apr 26, 2017
Instrument	2249
Transaction Type	Foreclosure
Record Updated	Jun 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$162.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 SUNSHINE RD GEORGETOWN OH 451218820, GEORGETOWN, OH 45121-8820

Tax Assessment & Valuation

Source: Brown County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Brown County
County Subdivision	Union Township
Municipality	Ripley Village
Unified School District	Ripley-Union-Lewis-Huntington Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,969.00	$48,220 (-) Land $3,650 Building $44,570
2024	$1,969.00 (+107.26%)	$48,220 (+86.9%) Land $3,650 Building $44,570	$137,780 (+86.9%) Land $10,440 Building $127,340
2023	$950.00	$25,800 (-) Land $3,150 Building $22,650
2022	$950.00	$25,800 Land $3,150 Building $22,650
2021			$73,720 Land $9,010 Building $64,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	43 (1979–1997)
Claims Outside the SFHA	3 of 43
Most Recent Claim	Mar 1997 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 1997 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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