7 Madison St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 7 Madison St, Schenectady, NY 12305

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,536 sqft · built 1900
Lot Size	0.047 acres (2,048 sqft)
Owner	Individual Name on File
Last Sale	$15,500 (Sep 2012)
Tax Bill	$4,956 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`421500 39.56-3-58`

Property Details

APN / Parcel Number

Primary APN	`421500 39.56-3-58`
Alternative APN	`150003905600030580000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,536 sqft Total Area
1st Floor Area	768 sqft
2nd Floor Area	768 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,048 sqft (0.047 acres)
Lot Dimensions	64 ft deep x 32 ft wide

Exterior Amenities

Porch	Porch
Porch Area	288 sqft
Patio Area	18 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7 MADISON ST
City	SCHENECTADY
State	NY
Zip	12305-1010
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	3
Legal Lot Number	58.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1003
Census Tract	20300

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.56-3-58

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2537 BANKER AVE, SCHENECTADY, NY 12309-3502
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 04, 2012 · Amount on Record
Deed Sale	Sep 04, 2012 · Amount on Record
Prior Sale	Nov 09, 2010 · Amount on Record
Deed Document Number	201238040
Deed Book / Page	1861 / 697
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	7 MADISON ST, SCHENECTADY, NY 12305-1010
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 MADISON ST, SCHENECTADY, NY 12305-1010

Mortgage

Document Number	0000044017
Date	Sep 07, 2021
Book Page	5141/332
Instrument	202144017

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 06, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,956.00 (+9.11%)	$74,500 (-) Land $11,200 Building $63,300	$123,365 (+30.82%) Land $18,546 Building $104,819
2023		$74,500 (-) Land $11,200 Building $63,300	$94,304 (+3.8%) Land $14,177 Building $80,127
2022		$74,500 Land $11,200 Building $63,300	$90,854 Land $13,659 Building $77,195
2021	$4,542.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), as of January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930203001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	13 (1980–2011)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Flooding, Jan 1996 · 3 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Redburn Infrastructure.

Based on FCC filings for 554 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY4600070, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.