7 Lynch St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 7 Lynch St, Peabody, MA 01960

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,241 sqft · built 1960
Lot Size0.207 acres (8,999 sqft)
Owner2 Individual Names on File
Last Sale$249,000 (Sep 2008)
Tax Bill$5,387 (2026)
Deeds & MortgagesSep 2019 Mortgage
Dec 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNPEAB M:0098 B:0038

Property Details

APN / Parcel Number

Primary APNPEAB M:0098 B:0038
Alternative APN
  • 11704

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,241 sqft Living Area
1st Floor Area1,241 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area8,999 sqft (0.207 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number11704
Street Address7 LYNCH ST
CityPEABODY
StateMA
Zip01960-4839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal SubdivisionCREST VIEW PARK
Legal Block38
JurisdictionPEABODY MA
Township / Civil DivisionPEABODY
Census Block Group2
Census Block2030
Census Tract210402

Owner

7 Lynch St is owned and occupied by two individuals who bought it in September 2008.

Source: Essex County and Peabody City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address7 LYNCH ST, PEABODY, MA 01960-4839
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2019Deed of Trust, Mortgage · Balloon Mortgage
BOSTON FIREFIGHTERS CREDIT UNION
Dec 20, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
BOSTON FIREFIGHTERS CREDIT UNION
Oct 7, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
BOSTON FIREFIGHTERS CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2008 · Amount on File
Deed SaleSep 25, 2008 · Amount on File
Deed Book / Page28058 / 591
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEABODY MA
Property Address7 LYNCH ST, PEABODY, MA 01960-4839
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37819-234
DateSep 6, 2019
Book Page37819/234
Instrument20190906000760
Lender
NameBOSTON FIREFIGHTERS CREDIT UNION
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term241 Months
DueOct 1, 2039

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEABODY MA
Property Address7 LYNCH ST, PEABODY, MA 01960-4839
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38132-189
DateDec 20, 2019
Book Page38132/189
Instrument20191220000730
Lender
NameBOSTON FIREFIGHTERS CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term373 Months
DueJan 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEABODY MA
Property Address7 LYNCH ST, PEABODY, MA 01960-4839
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39031-546
DateOct 7, 2020
Book Page39031/546
Instrument20201007003810
Lender
NameBOSTON FIREFIGHTERS CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueNov 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 7 Lynch St was $5,387, up 9% from the year before.

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityPeabody City
Unified School DistrictPeabody School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,387.00 (+8.98%)$568,800 (+6.56%) Land $263,100 Building $305,700$585,390 (+6.22%)
2025$4,943.00 (+6.19%)$533,800 (+4.58%) Land $243,600 Building $290,200$551,095
2024$4,655.00 (-2.12%)$510,400 (+2.16%) Land $243,600 Building $266,800
2023$4,756.00$499,600 Land $217,600 Building $282,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Lynch St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Lynch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPEABODY WATER DEPT.
serves 54,481 people · EPA ID MA3229000
Water SourceSurface water
Last State InspectionMay 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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