7 Luzerne Ave, Elysburg, PA 17824 Property Records

Northumberland County property record for 7 Luzerne Ave, Elysburg, PA 17824

Property Summary

Property Type	Single Family Home
Lot Size	0.146 acres (6,360 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,276 (2026)
Deeds & Mortgages	Mar 2026 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-02-044-197`

Property Details

APN / Parcel Number

Primary APN	`040-02-044-197`

Exterior

Lot Area	6,360 sqft (0.146 acres)

Location & Zoning

Street Address	7 LUZERNE AVE
City	ELYSBURG
State	PA
Zip	17824-7231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40 X 159
Jurisdiction	NORTHUMBERLAND PA
Township / Civil Division	RALPHO
Census Block Group	3
Census Block	3021
Census Tract	80800

Owner

7 Luzerne Ave is owned and occupied by two individuals who acquired it in August 2025.

Source: Northumberland County records, as of March 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 LUZERNE AVE, ELYSBURG, PA 17824-7231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
May 4, 2020	Intrafamily Transfer, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2025
Deed Sale	Aug 14, 2025
Prior Sale	May 4, 2020
Deed Document Number	202510686
Deed Book / Page	3421 / 48
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	7 LUZERNE AVE, ELYSBURG, PA 17824-7231
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	AMT TITLE SERVICES CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LUZERNE AVE, ELYSBURG, PA 17824-7231
Investor	Possibly a Property Investor

Mortgage

Document Number	003464/521
Date	Mar 11, 2026
Book Page	3464/521
Instrument	202603250

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NORTHUMBERLAND PA
Recording Date	May 4, 2020
Property Address	7 LUZERNE AVE, ELYSBURG, PA 17824-7231
Document Number	002995/427
Book / Page	2995 / 427
Instrument Date	Jan 31, 2020
Instrument	202005489
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LUZERNE AVE, ELYSBURG, PA 17824-7231
Investor	Possibly a Property Investor

Mortgage

Document Number	0202005490
Date	May 4, 2020
Instrument	202005490

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 7 Luzerne Ave was $1,276.

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northumberland County
County Subdivision	Ralpho Township
Unified School District	Southern Columbia Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,276.00	$10,520 Land $820 Building $9,700
2024	$1,146.00	$10,520 (-) Land $820 Building $9,700
2023	$1,146.00	$10,520 Land $820 Building $9,700
1972			$10,520 Land $820 Building $9,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Luzerne Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	56 (1978–2018)
Claims Outside the SFHA	30 of 56
Most Recent Claim	Aug 2018 · river or lake flooding
Claims by Event	Tropical Storm Lee, Sep 2011 · 20 claims Severe Storms, Flooding, And Mudslides, Jun 2006 · 14 claims Severe Storms And Flooding, Jan 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Luzerne Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA ROARING CREEK DIVISION private · serves 43,000 people · EPA ID PA4490024
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: SkyPacket.

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