7 Lower Trl, Fairfield, PA 17320 Property Records

Adams County property record for 7 Lower Trl, Fairfield, PA 17320

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,140 sqft · built 1994
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$302,500 (Nov 2021)
Tax Bill	$4,276 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`43 044-0075-000`

Property Details

APN / Parcel Number

Primary APN	`43 044-0075-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,140 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Lot Area	45,302 sqft (1.04 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7 LOWER TRL
City	FAIRFIELD
State	PA
Zip	17320-8446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	SECTION RC OF HARNITA INC
Legal Lot Number	RC-0038
Jurisdiction	ADAMS PA
Township / Civil Division	CARROLL VALLEY
Census Block Group	3
Census Block	3044
Census Tract	31600

Owner

Source: Adams County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7 LOWER TRL, FAIRFIELD, PA 17320-8446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 10, 2021	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 24, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 3, 2019	Deed of Trust, Mortgage · Balloon Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Sep 16, 1997
Deed Book / Page	6884 / 315
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	7 LOWER TRL, FAIRFIELD, PA 17320-8446
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LOWER TRL, FAIRFIELD, PA 17320-8446

Mortgage

Document Number	0007429/81
Date	Jan 7, 2026
Book Page	7429/81

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	7 LOWER TRL, FAIRFIELD, PA 17320-8446
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LOWER TRL, FAIRFIELD, PA 17320-8446

Mortgage

Document Number	007178/119
Date	Feb 8, 2024
Book Page	7178/119

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	7 LOWER TRL, FAIRFIELD, PA 17320-8446
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007037/681
Date	Nov 14, 2022
Book Page	7037/681

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jul 1, 2052

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Nov 10, 2021
Property Address	7 LOWER TRL, FAIRFIELD, PA 17320-8446
Document Number	006884/315
Book / Page	6884 / 315
Map Reference	MB I PG 35
Instrument Date	Oct 28, 2021
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LOWER TRL, FAIRFIELD, PA 17320-8446

Mortgage

Document Number	0006884320
Date	Nov 10, 2021
Instrument	6884/320

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Mortgage

Document Number	006888/113
Date	Nov 18, 2021
Book Page	6888/113

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	7 LOWER TRL, FAIRFIELD, PA 17320-8446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6246/242
Date	Mar 24, 2017
Book Page	6246/242

Lender

Name	PNC BANK NA
Type	Bank
Address	WEST MIFFLIN, PA 15122

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 23, 2027

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	7 LOWER TRL, FAIRFIELD, PA 17320-8446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6526/574
Date	Sep 3, 2019
Book Page	6526/574
Instrument	20190-00010026

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
Municipality	Carroll Valley Borough
Unified School District	Fairfield Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,276.00 (+7.14%)	$209,900 (-) Land $89,800 Building $120,100
2024	$3,991.00 (+4.09%)	$209,900 (-) Land $89,800 Building $120,100
2023	$3,834.00	$209,900 Land $89,800 Building $120,100
2010			$209,900 Land $89,800 Building $120,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	12 (1990–2021)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLL VALLEY WATER SYSTEM private · serves 267 people · EPA ID PA7010033
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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