Bergen County and Waldwick Borough property record for 7 Lotus Ln, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,657 sqft · built 1963 |
| Lot Size | 0.345 acres (15,028 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $730,000 (Nov 2022) |
| Tax Bill | $15,847 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Aug 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00167-0000-00022 |
| Primary APN | 64-00167-0000-00022 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,657 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 15,028 sqft (0.345 acres) |
| Lot Dimensions | 167 ft deep x 90 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 7 LOTUS LN |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 90X167 5LT |
| Legal Subdivision | LJ BUILDERS INC |
| Legal Block | 167 |
| Legal Lot Number | 22 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 LOTUS LN, WALDWICK, NJ 07463-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2022 | Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Aug 12, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2022 · Amount on Record |
| Deed Sale | Nov 10, 2022 · Amount on Record |
| Prior Sale | Dec 16, 2003 · Amount on Record |
| Deed Document Number | 2022107182 |
| Deed Book / Page | 4858 / 1841 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 10, 2022 |
| Property Address | 7 LOTUS LN, WALDWICK, NJ 07463-1009 |
| Document Number | 0048581841 |
| Book / Page | 4858 / 1841 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 2022107182 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Title Company | NOT AVAILABLE, LEGEND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,563.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 79 WALNUT ST, OAKLAND, NJ 07436-2616 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 7 LOTUS LN, WALDWICK, NJ 07463-1009 |
| Document Number | 2022107183 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 2022107183 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 LOTUS LN, WALDWICK, NJ 07463-1009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033201245 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 3320/1245 |
| Instrument | 19-052623 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $690,500 (-) Land $394,500 Building $296,000 | $690,500 (-) Land $394,500 Building $296,000 | |
| 2025 | $15,847.00 (+3.66%) | $690,500 (+22.91%) Land $394,500 Building $296,000 | $690,500 (+22.91%) Land $394,500 Building $296,000 |
| 2024 | $15,287.00 (-4.46%) | ||
| 2023 | $561,800 Land $337,300 Building $224,500 | $561,800 Land $337,300 Building $224,500 | |
| 2022 | $16,000.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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