St. Charles County property record for 7 Lost Trails Dr, Defiance, MO 63341 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1986 |
| Square Footage | 2,618 sqft Living Area |
| Lot Size | 167,270 sqft (3.84 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $211,000 (2010) |
| Tax Bill | $5,429.00 (2024) |
| Primary APN | A860002941 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,618 sqft Living Area |
| Gross Area | 4,752 sqft Gross Area |
| 1st Floor | 1,442 sqft 1st Floor |
| Basement Area | 1,176 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 167,270 sqft (3.84 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 958 sqft Garage |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 340 sqft Patio |
| Porch | Open Porch |
| Porch Area | 824 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | A860002941 |
|---|---|
| Street Address | 7 LOST TRAILS DR |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-1644 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CALLAWAY VALLEY #4 LOT 130 |
| Legal Subdivision | CALLAWAY VALLEY #4 |
| Legal Lot Number | 130 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | BOONE |
| Census Blockgroup | 4 |
| Census Block | 4005 |
| Census Tract | 312204 |
Source: St. Charles County records · APN A860002941
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 7 LOST TRAILS DR, DEFIANCE, MO 63341-1644 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Living Trust |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Mar 21, 2018 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 23, 2010 · Amount on Record |
| Deed Sale | Nov 23, 2010 · Amount on Record |
| Deed Doc Number | 2010791830 |
| Deed Book / Page | 5499 / 319 |
| Prior Transfer Date | Nov 09, 2010 |
| Prior Transfer Doc | 0054990319 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7 LOST TRAILS DR, DEFIANCE, MO 63341-1644 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 7 LOST TRAILS DR, DEFIANCE, MO 63341-1644 |
| Document Number | 2021R077424 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021R-077424 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7 LOST TRAILS DR, DEFIANCE, MO 63341-1644 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0068940972 |
|---|---|
| Date | Mar 21, 2018 |
| Book Page | 6894/0972 |
| Instrument | 20180321000150560 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 07, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $92,495 (+5.09%) | $486,818 (+5.09%) Land $101,998 Building $384,820 | |
| 2024 | $5,429.00 | ||
| 2023 | $88,018 | ||
| 2022 | $463,255 Land $84,998 Building $378,257 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 39% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,515 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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