Tioga County and Owego Town property record for 7 Lori Dr, Apalachin, NY 13732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1988 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Jul 2026) |
| Tax Bill | $6,087 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 493089 153.12-2-20 |
| Primary APN | 493089 153.12-2-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 672 sqft |
| Finished Basement | 672 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 136 ft deep x 90 ft wide |
| Garage Type | Basement |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 18 sqft |
| Porch | Slab |
| Porch Area | 464 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000007721 |
|---|---|
| Street Address | 7 LORI DR |
| City | APALACHIN |
| State | NY |
| Zip | 13732-3901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 2 |
| Legal Lot Number | 20.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | OWEGO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20402 |
Source: Tioga County and Owego Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5314 STATE ROUTE 38, NEWARK VALLEY, NY 13811-4502 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jul 22, 2026 | Warranty Deed, Transfer · Stand-Alone First Mortgage USAA FSB |
| Aug 28, 2023 | Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP |
| Jul 25, 2019 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2026 · Amount on Record |
| Deed Sale | Jul 22, 2026 · Amount on Record |
| Prior Sale | Aug 28, 2023 · Amount on Record |
| Deed Document Number | 20262624 |
| Prior Transfer Date | Jul 18, 2019 |
| Prior Transfer Doc | 0000002848 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Jul 22, 2026 |
| Property Address | 7 LORI DR, APALACHIN, NY 13732-3901 |
| Document Number | 0000002624 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20262624 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5314 STATE ROUTE 38, NEWARK VALLEY, NY 13811-4502 |
| Date | Jul 22, 2026 |
|---|
| Name | USAA FSB |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Aug 28, 2023 |
| Property Address | 7 LORI DR, APALACHIN, NY 13732-3901 |
| Document Number | 2023000003133 |
| Instrument Date | Aug 4, 2023 |
| Instrument | 20230-00003133 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 FERNWOOD LN, BINGHAMTON, NY 13901-6017 |
| Document Number | 23000003134 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 230-00003134 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Jul 25, 2019 |
| Property Address | 7 LORI DR, APALACHIN, NY 13732-3901 |
| Document Number | 2019000002848 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 20190-00002848 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 LORI DR, APALACHIN, NY 13732-3901 |
Source: Tioga County and Owego Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Owego Town |
| Unified School District | Vestal Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,087.00 (-0.29%) | ||
| 2025 | $6,105.00 (+211.8%) | $108,793 (+12.62%) Land $14,800 Building $93,993 | $208,216 (+16.39%) Land $28,325 Building $179,891 |
| 2023 | $96,600 (-) Land $14,800 Building $81,800 | $178,889 (+14.82%) Land $27,407 Building $151,482 | |
| 2022 | $96,600 Land $14,800 Building $81,800 | $155,806 Land $23,871 Building $131,935 | |
| 2019 | $1,958.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 95 (1983–2018) |
| Claims Outside the SFHA | 28 of 95 |
| Most Recent Claim | Aug 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Empire Long Distance Fiber | 1,000 / 100 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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