7 Lord Guy Ter, Berlin, MD 21811 Property Records

Worcester County property record for 7 Lord Guy Ter, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,092 sqft · built 1996
Lot Size	0.217 acres (9,448 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (Sep 2013)
Tax Bill	$2,287 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-099822`

Property Details

APN / Parcel Number

Primary APN	`03-099822`
Alternative APN	`099822`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,448 sqft (0.217 acres)
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	099822
Street Address	7 LORD GUY TER
City	BERLIN
State	MD
Zip	21811-1670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT B-10-452 9448 SQ FT LORD GUY TERR PL OCEAN PINES SEC 10
Legal Subdivision	OCEAN PINES SEC 10
Legal Lot Number	452
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	2
Census Block	2001
Census Tract	951101

Owner

Source: Worcester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 LORD GUY TER, BERLIN, MD 21811-1670
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2013 · Amount on Record
Deed Sale	Sep 30, 2013 · Amount on Record
Prior Sale	Mar 9, 2006 · Amount on Record
Deed Book / Page	6251 / 257
Prior Transfer Date	Aug 30, 2013
Prior Transfer Doc	0062380124
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Recording Date	May 7, 2026
Property Address	7 LORD GUY TER, BERLIN, MD 21811-1670
Document Number	9143000306
Book / Page	9143 / 306
Instrument Date	Jan 29, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LORD GUY TER, BERLIN, MD 21811-1670

Mortgage

Document Number	9143000306,
Date	May 7, 2026
Book Page	9143/306

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2056

Interest

Rate	6.15%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	7 LORD GUY TER, OCEAN PINES, MD 21811-1670
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081920069
Date	Oct 12, 2021
Book Page	8192/69

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,867 (+8.08%)	$287,900 (-) Land $93,300 Building $194,600
2025	$2,287.00 (+14.58%)	$247,833 (+18.77%)	$287,900 (+26.38%) Land $93,300 Building $194,600
2023	$1,996.00	$208,667	$227,800 Land $89,300 Building $138,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Choptank Fiber.

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