7 Long Dr, Cumberland, MD 21502 Property Records

Allegany County property record for 7 Long Dr, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,198 sqft · built 1958
Lot Size	0.231 acres (10,060 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Mar 2020)
Tax Bill	$1,284 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-037243`

Property Details

APN / Parcel Number

Primary APN	`04-037243`
Alternative APNs	`4037243` `037243`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,198 sqft Total Area
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	10,060 sqft (0.231 acres)
Lot Dimensions	101 ft deep x 100 ft wide
Porch	Slab
Porch Area	250 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	037243
Street Address	7 LONG DR
City	CUMBERLAND
State	MD
Zip	21502-3619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7 LONG DR WEMPE ADDN 100X101
Legal Subdivision	WEMPE ADD
Jurisdiction	ALLEGANY MD
Township / Civil Division	4, CUMBERLAND
Census Block Group	2
Census Block	2001
Census Tract	700

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7 LONG DR, CUMBERLAND, MD 21502-3619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Grant Deed, Transfer · FHA Mortgage SOUTHERN TR MTG
Sep 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2020 · Amount on File
Deed Sale	Mar 24, 2020 · Amount on File
Prior Sale	Jul 21, 2014 · Amount on File
Deed Book / Page	2543 / 238
Prior Transfer Date	Aug 30, 2019
Prior Transfer Doc	0024940388
Record Updated	Oct 29, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Mar 24, 2020
Property Address	7 LONG DR, CUMBERLAND, MD 21502-3619
Document Number	0025430238
Book / Page	002543 / 000238
Instrument Date	Mar 20, 2020
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LONG DR CUMBERLAND MD 215023619, CUMBERLAND, MD 21502-3619

Mortgage

Document Number	25430244
Date	Mar 24, 2020
Book Page	002543/000244

Lender

Name	SOUTHERN TR MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2050

Mortgage

Document Number	25430261,
Date	Mar 24, 2020
Book Page	002543/000261

Lender

Name	SONABANK NA
Type	Bank
Address	WARRENTON, VA 20186

Agreement

Amount	Amount on Record

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGANY MD
Recording Date	Sep 9, 2019
Property Address	7 LONG DR, CUMBERLAND, MD 21502-3619
Document Number	0024940388
Book / Page	002494 / 000388
Instrument Date	Aug 3, 2019
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LONG DR CUMBERLAND MD 215023619, CUMBERLAND, MD 21502-3619

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,900 (+6.28%) Land $13,000 Building $135,900	$148,900 (-) Land $13,000 Building $135,900
2025	$1,284.00 (+12.73%)	$140,100 (+14.37%)	$148,900 (+21.55%) Land $13,000 Building $135,900
2023	$1,139.00	$122,500 Land $13,000 Building $109,500	$122,500 Land $13,000 Building $109,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1995)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 859 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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