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7 Loma Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 7 Loma Ave, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 780 sqft · built 1955
Lot Size0.101 acres (4,400 sqft)
Owner2 Individual Names on File
Last Sale$1,065,000 (Nov 2023)
Tax Bill$10,750 (2025)
Deeds & MortgagesNov 2023 Sale
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN045-141-66

Property Details

APN / Parcel Number

Primary APN045-141-66
Alternative APN
  • 045-141-66-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area780 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2020
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area4,400 sqft (0.101 acres)

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address7 LOMA AVE
CityWATSONVILLE
StateCA
Zip95076-1618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal SubdivisionLA SELVA BEACH
Legal Block24
Legal Lot Number26
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group3
Census Block3016
Census Tract122300

Owner

7 Loma Ave is owned by two individuals who bought it in November 2023.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address160 SELLS DR, WATSONVILLE, CA 95076-1790
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2023Grant Deed, Transfer
CHICAGO TITLE COMPANY
Jan 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2023 · Amount on File
Deed SaleNov 30, 2023 · Amount on File
Deed Document Number202322991
Prior Transfer DateNov 23, 2023
Prior Transfer Doc0000022990
Record UpdatedSep 20, 2026

November 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateNov 30, 2023
Property Address7 LOMA AVE, WATSONVILLE, CA 95076-1618
Document Number0000022991
Map ReferenceMB 26 PG 2
Instrument DateNov 28, 2023
Instrument2023-0022991
Transaction TypeTransfer
Record UpdatedDec 13, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
Tax$1,171.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address160 SELLS DR, LA SELVA BCH, CA 95076-1790

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address7 LOMA AVE, WATSONVILLE, CA 95076-1618
Document Number0000003888
Instrument DateJan 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 LOMA AVE WATSONVILLE CA 950761618, WATSONVILLE, CA 95076-1618

Mortgage

Document Number0000003888
DateFeb 3, 2020
Instrument3888
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7 Loma Ave was $10,750.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$885,381 (+2%) Land $662,735 Building $222,646
2025$10,750.00$868,020 Land $649,740 Building $218,280
2023$1,780.00 (+2.18%)$120,948 Land $66,148 Building $54,800$917,550
2022$1,742.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 Loma Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Loma Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Cruzio, Etheric Networks, GeoLinks.

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