7 Locust St, Patterson, NY 12563 Property Records

Putnam County and Patterson Town property record for 7 Locust St, Patterson, NY 12563

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,451 sqft · built 2001
Lot Size	2.04 acres (88,862 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Oct 2005)
Tax Bill	$17,902 (2024)
Deeds & Mortgages	May 2026 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372400 3.16-1-7`

Property Details

APN / Parcel Number

Primary APN	`372400 3.16-1-7`
Alternative APNs	`240000301600010070000000` `006134`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,451 sqft Living Area
Gross Area	3,940 sqft
1st Floor Area	1,281 sqft
2nd Floor Area	1,054 sqft
Upper Floors Area	370 sqft
Basement Area	1,116 sqft
Finished Basement	1,116 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	88,862 sqft (2.04 acres)
Lot Width	110 ft Width
View / Lot	Waterfront
Garage Type	Attached
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	006134
Street Address	7 LOCUST ST
City	PATTERSON
State	NY
Zip	12563-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	PUTNAM NY
Township / Civil Division	PATTERSON
Census Block Group	1
Census Block	1000
Census Tract	10202

Owner

7 Locust St is owned by two individuals who bought it in October 2005.

Source: Putnam County and Patterson Town records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 247, PATTERSON, NY 12563-0247
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 29, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2005 · Amount on File
Deed Sale	Oct 12, 2005 · Amount on File
Prior Sale	Apr 30, 1999 · Amount on File
Deed Book / Page	1722 / 44
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Recording Date	May 18, 2026
Property Address	7 LOCUST ST, PATTERSON, NY 12563-3109
Document Number	0000003154
Book / Page	8107 / 311
Instrument Date	May 18, 2026
Instrument	20263154
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LOCUST ST, PATTERSON, NY 12563-3109

Mortgage

Document Number	0000003154,
Date	May 18, 2026
Book Page	8107/311
Instrument	20263154

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	7 LOCUST ST, PATTERSON, NY 12563-3109
Document Number	0069930232
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 LOCUST ST PATTERSON NY 125633109, PATTERSON, NY 12563-3109

Mortgage

Document Number	0069930232
Date	Nov 13, 2019
Book Page	006993/000232
Instrument	15286

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

Tax Assessment & Valuation

Source: Putnam County and Patterson Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Patterson Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$671,600 Land $90,700 Building $580,900	$671,600 Land $90,700 Building $580,900
2024	$17,902.00
2023		$597,700 (+14%) Land $80,800 Building $516,900	$597,700 (+14%) Land $80,800 Building $516,900
2022		$524,300 Land $66,200 Building $458,100	$524,300 Land $66,200 Building $458,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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