7 Locust Rd, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 7 Locust Rd, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,747 sqft · built 1968
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$749,000 (Feb 2026)
Tax Bill	$15,233 (2020)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554289 80.19-2-33`

Property Details

APN / Parcel Number

Primary APN	`554289 80.19-2-33`
Alternative APN	`55428900103 006 060`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,747 sqft Living Area
1st Floor Area	1,297 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Unfinished Basement	450 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Basement
Porch	Covered Porch
Porch Area	331 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7 LOCUST RD
City	OSSINING
State	NY
Zip	10562-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	STORMY TOWN HEIGHTS
Legal Block	2
Legal Lot Number	33.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	1
Census Block	1015
Census Tract	13700

Owner

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1415 AVENUE O, 21, BROOKLYN, NY 11230-6662
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 11, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED NORTHERN MORTGAGE BANKERS LT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 2, 2026 · Amount on Record
Deed Sale	Feb 2, 2026 · Amount on Record
Prior Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	20263753
Prior Transfer Date	Dec 15, 2000
Prior Transfer Doc	0403620379
Record Updated	Jun 8, 2026

February 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 2, 2026
Property Address	7 LOCUST RD, OSSINING, NY 10562-2506
Document Number	0653503753
Map Reference	MAP 14541
Instrument Date	Dec 18, 2025
Instrument	653503753
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	PRIMETIME TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,996.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 LOCUST RD, OSSINING, NY 10562-2506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 AVENUE O # 21, 21, BROOKLYN, NY 11230-6662

Mortgage

Document Number	0660053373
Date	Feb 2, 2026
Instrument	660053373

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2056

September 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 11, 2020
Property Address	7 LOCUST RD, OSSINING, NY 10562-2506
Document Number	0602373886
Map Reference	MAP 14541
Instrument Date	Aug 31, 2020
Instrument	602373886
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	RECORD & RETURN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 LOCUST RD, 7, OSSINING, NY 10562-2506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 CARROLLWOOD DR, TARRYTOWN, NY 10591-5200

Mortgage

Document Number	0602533508
Date	Sep 11, 2020
Instrument	602533508

Lender

Name	UNITED NORTHERN MORTGAGE BANKERS LT
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$665,600 (+1.36%) Land $240,900 Building $424,700	$665,600 (+1.36%) Land $240,900 Building $424,700
2024	Additional exemption filed	$656,700 (+7.78%) Land $186,600 Building $470,100	$656,700 (+7.78%) Land $186,600 Building $470,100
2023		$609,300 Land $186,600 Building $422,700	$609,300 Land $186,600 Building $422,700
2020	$15,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1982–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile USA.

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