7 Locke St, Saco, ME 04072 Property Records

York County and Saco City property record for 7 Locke St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,563 sqft · built 1927
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$441,000 (Jan 2026)
Tax Bill	$4,134 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`O0007R`

Property Details

APN / Parcel Number

Primary APN	`O0007R`
Alternative APNs	`SACO M:032 L:219 U:000-000` `M:032 L:219 U:000=000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,563 sqft Living Area
Gross Area	2,966 sqft
1st Floor Area	900 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	O0007R
Street Address	7 LOCKE ST
City	SACO
State	ME
Zip	04072-2830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Lot Number	219
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2020
Census Tract	5200

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 THUNDER RD, SACO, ME 04072-2125
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Warranty Deed, Transfer · Conventional Mortgage BANGOR SAVINGS BANK
Oct 22, 2021	Warranty Deed, Transfer · FHA Mortgage CAMDEN NATIONAL BANK
Jul 6, 2021	Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	Oct 22, 2021 · Amount on Record
Deed Document Number	20261598
Deed Book / Page	19826 / 544
Transfer Doc	0173930695
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Jan 16, 2026
Property Address	7 LOCKE ST, SACO, ME 04072-2830
Document Number	0198260544
Book / Page	19826 / 544
Instrument Date	Jan 16, 2026
Instrument	2026001598
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9 THUNDER RD, SACO, ME 04072-2125

Mortgage

Document Number	2026001599
Date	Jan 16, 2026
Instrument	2026001599

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2041

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Oct 22, 2021
Property Address	7 LOCKE ST, SACO, ME 04072-2830
Document Number	0188450527
Book / Page	18845 / 527
Instrument Date	Oct 21, 2021
Instrument	2021061935
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	3110 MEGAN WAY, BERTHOUD, CO 80513-8027

Mortgage

Document Number	2021061936
Date	Oct 22, 2021
Instrument	2021061936

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SACO ME
Recording Date	Jul 6, 2021
Property Address	7 LOCKE ST, SACO, ME 04072-2830
Document Number	0187230739
Book / Page	18723 / 739
Instrument Date	Jul 2, 2021
Instrument	2021038274
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6B HILLCREST AVE, OLD ORCHARD BEACH, ME 04064-2508

Mortgage

Document Number	2021038275
Date	Jul 6, 2021
Instrument	2021038275

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,134.00 (+0.98%)	$291,100 (-0.1%) Land $114,300 Building $176,800
2024	$4,094.00 (+5.95%)	$291,400 (+38.24%) Land $114,300 Building $177,100	$483,550
2022	$3,864.00	$210,800 Land $87,100 Building $123,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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