7 Lochhaven Ln, Ballwin, MO 63021 Property Records

St. Louis County property record for 7 Lochhaven Ln, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,754 sqft · built 1956
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Oct 2014)
Tax Bill	$7,104 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23P-43-0115`

Property Details

APN / Parcel Number

Primary APN	`23P-43-0115`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,754 sqft Living Area
Gross Area	3,214 sqft
1st Floor Area	1,506 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	49,223 sqft
Lot Dimensions	235 ft deep x 132 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	20 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7 LOCHHAVEN LN
City	BALLWIN
State	MO
Zip	63021-8020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NU
Legal Description	LOCHHAVEN LOT 7
Legal Subdivision	LOCHHAVEN
Legal Lot Number	7
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2001
Census Tract	218016

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 LOCHHAVEN LN, BALLWIN, MO 63021-8020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL FCU
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Oct 6, 2020	Deed of Trust, Mortgage FLAT BR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2014 · Amount on Record
Deed Sale	Oct 23, 2014 · Amount on Record
Deed Document Number	2014365
Deed Book / Page	21230 / 1133
Prior Transfer Date	Dec 18, 2006
Prior Transfer Doc	0174173486
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	7 LOCHHAVEN LN, BALLWIN, MO 63021-8020
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LOCHHAVEN LN, BALLWIN, MO 63021-8020

Mortgage

Document Number	0241141168
Date	Jul 1, 2020
Book Page	24114/1168
Instrument	2020070100144

Lender

Name	FIRST FINANCIAL FCU
Type	Credit Union
Address	WENTZVILLE, MO 63385

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	7 LOCHHAVEN LN, BALLWIN, MO 63021-8020
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	RESOLUTIONS TITLE INC, RESOLUTIONS TTL INC RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LOCHHAVEN LN, BALLWIN, MO 63021-8020

Mortgage

Document Number	0244181822
Date	Nov 5, 2020
Book Page	24418/1822
Instrument	2020110501100

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	7 LOCHHAVEN LN, BALLWIN, MO 63021-8020
Document Number	0000001100
Instrument Date	Oct 6, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	RESOLUTIONS TITLE INC, RESOLUTIONS TITLE INC-RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 LOCHHAVEN LN BALLWIN MO 630218020, BALLWIN, MO 63021-8020

Mortgage

Document Number	0000001100
Date	Nov 5, 2020
Instrument	1100

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,030 (-) Land $70,700 Building $45,330	$610,700 (-) Land $372,100 Building $238,600
2025	$7,104.00 (+21.46%)	$116,030 (+28.65%) Land $70,700 Building $45,330	$610,700 (+28.65%) Land $372,100 Building $238,600
2024	$5,849.00 (-0.9%)
2023	$5,902.00 (-5.55%)	$90,190 (+2.57%) Land $50,670 Building $39,520	$474,700 (+2.57%) Land $266,700 Building $208,000
2022	$6,249.00	$87,930 Land $50,670 Building $37,260
2021			$462,800 Land $266,700 Building $196,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (2015–2020)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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