7 Ln Ave, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 7 Ln Ave, Lavale, MD 21502

Property Summary

Property Type	Gym, Health Spa
Details	10,377 sqft · built 1920
Lot Size	0.69 acres (30,056 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Dec 2022)
Tax Bill	$4,439 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Oct 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`29-041458`

Property Details

APN / Parcel Number

Primary APN	`29-041458`
Alternative APN	`041458`

Interior

Stories	1 Story
Building Area	10,377 sqft Total Area
1st Floor Area	10,377 sqft
Flooring	Tile

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Block
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	30,056 sqft (0.69 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	041458
Street Address	7 LANE AVE
City	CUMBERLAND
State	MD
Zip	21502-7012
Property Category	Commercial
Property Type	Commercial > Retail > Gym, Health Spa
Local Zoning Code	C
Legal Description	0.69A 7 LANE AVE FORMER C&P R/W
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	2
Census Block	2003
Census Tract	1401

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1250, RIDGELEY, WV 26753-1250
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed, Transfer · Commercial Mortgage M & T BANK
Oct 10, 2018	Trustee's Deed, Foreclosure · Line of Credit FIRST PEOPLES CMNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2022 · Amount on Record
Deed Sale	Dec 21, 2022 · Amount on Record
Prior Sale	Oct 10, 2018 · Amount on Record
Deed Book / Page	2841 / 494
Transfer Doc	0000000246
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Dec 21, 2022
Property Address	7 LANE AVE, LAVALE, MD 21502-7012
Document Number	002841-0494
Book / Page	2841 / 494
Instrument Date	Nov 29, 2022
Transaction Type	Transfer
Record Updated	Jan 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1250, RIDGELEY, WV 26753-1250

Mortgage

Document Number	0028410499
Date	Dec 21, 2022
Instrument	2841-0499

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ALLEGANY MD
Recording Date	Oct 10, 2018
Property Address	7 LANE AVE, LAVALE, MD 21502-7012
Document Number	0024180438
Book / Page	002418 / 000438
Instrument Date	Jul 25, 2018
Transaction Type	Foreclosure
Record Updated	Oct 26, 2018
Title Company	ALLEGHENY HIGHLANDS TITLE SETT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	BISHOP WALSH RD CUMBERLAND MD 21502, CUMBERLAND, MD 21502

Mortgage

Document Number	24180445
Date	Oct 10, 2018
Book Page	002418/000445

Lender

Name	FIRST PEOPLES CMNTY FCU
Type	Credit Union
Address	CUMBERLAND, MD 21501-1377

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,300 (-4.86%) Land $51,700 Building $308,600	$360,300 (-4.86%) Land $51,700 Building $308,600
2025	$4,439.00 (+7.85%)
2023	$4,116.00	$378,700 Land $34,500 Building $344,200	$378,700 Land $34,500 Building $344,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	11 (1984–2004)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2004 · rainfall accumulation
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 3 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	Sep 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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