7 Lloyd Cir, Belleville, IL 62223 Property Records

St. Clair County property record for 7 Lloyd Cir, Belleville, IL 62223

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,080 sqft · built 1982
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$195,000 (Mar 2023)
Tax Bill$3,484 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Sep 2022 Transfer
+ 3 more
APN07-01-0-206-006

Property Details

APN / Parcel Number

Primary APN07-01-0-206-006

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,080 sqft Living Area
Basement Area1,080 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Construction TypeFrame
Lot Area11,326 sqft (0.26 acres)
Deck Area72 sqft
Patio Area277 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address7 LLOYD CIR
CityBELLEVILLE
StateIL
Zip62223-2112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMALLING HILLS LOT/SEC-7 A02775151
Legal SubdivisionSMALLING HILLS
Legal Block206
JurisdictionST CLAIR IL
Township / Civil DivisionSTOOKEY
Census Block Group1
Census Block1014
Census Tract501502

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 LLOYD CIR, BELLEVILLE, IL 62223-2112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2023Warranty Deed, Transfer · Conventional Mortgage
TOGETHER CU
Sep 29, 2022Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 22, 2019Warranty Deed, Transfer · VA Mortgage
NEW AMERICAN FNDG
Jun 25, 2018Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Feb 27, 2018Warranty Deed, Transfer
MOVEMENT MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2023 · Amount on Record
Deed SaleMar 3, 2023 · Amount on Record
Prior SaleSep 29, 2022
Deed Document Number20232775151
Prior Transfer DateSep 28, 2022
Prior Transfer Doc0002761121
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateMar 3, 2023
Property Address7 LLOYD CIR, BELLEVILLE, IL 62223-2112
Document Number0A02775151
Map ReferenceMB 54 PG 2&3
Instrument DateMar 2, 2023
InstrumentA02775151
Transaction TypeTransfer
Record UpdatedMar 17, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$195.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7 LLOYD CIR, BELLEVILLE, IL 62223-2112

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7 LLOYD CIR, BELLEVILLE, IL 62223-2112

Mortgage

Document Number0A02775152
DateMar 3, 2023
InstrumentA02775152
Lender
NameTOGETHER CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.07%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2028
Change FrequencyAnnually
Min Rate At Change4.07%
Max Rate At Change8.07%
Index1-Year CMT
Max Rate11%

September 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionST CLAIR IL
Recording DateSep 29, 2022
Property Address7 LLOYD CIR, BELLEVILLE, IL 62223-2112
Document Number0A02761121
Map ReferenceMB 54 PG 2&3
Instrument DateSep 28, 2022
InstrumentA02761121
Transaction TypeTransfer
Record UpdatedOct 13, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7 LLOYD CIR, 7, BELLEVILLE, IL 62223-2112

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 LLOYD CIR, BELLEVILLE, IL 62223-2112

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateOct 22, 2019
Property Address7 LLOYD CIR, BELLEVILLE, IL 62223-2112
Document Number00A2630799
Instrument DateOct 10, 2019
Instrument2630799
Transaction TypeTransfer
Record UpdatedNov 14, 2019
Title CompanyFIRST AMERICAN

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1481 CANTWELL LN SWANSEA IL 622262096, SWANSEA, IL 62226-2096

Mortgage

Document NumberA2630800
DateOct 22, 2019
Instrument2630800
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 21, 2049
Interest
Rate TypeFixed Rate
Rate3.37%

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateJun 25, 2018
Property Address7 LLOYD CIR, BELLEVILLE, IL 62223-2112
Document Number00A2580526
Instrument DateJun 19, 2018
Instrument2580526
Transaction TypeTransfer
Record UpdatedJul 20, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7 LLOYD CIR BELLEVILLE IL 622232112, BELLEVILLE, IL 62223-2112

Mortgage

Document NumberA2580527
DateJun 25, 2018
Instrument2580527
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 24, 2048
Interest
Rate TypeFixed Rate
Rate5.12%

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateFeb 27, 2018
Property Address7 LLOYD CIR, BELLEVILLE, IL 62223-2112
Document Number00A2568606
Instrument DateFeb 23, 2018
Instrument2568606
Transaction TypeTransfer
Record UpdatedMar 14, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7 LLOYD CIR BELLEVILLE IL 622232112, BELLEVILLE, IL 62223-2112

Mortgage

Document NumberA2568608
DateFeb 27, 2018
Instrument2568608
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 26, 2048

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionStookey Township
Secondary School DistrictBelleville Township High School District 201 (09 - 12)
Elementary School DistrictHarmony Emge School District 175 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,484.00$47,987 (+13.46%) Land $7,189 Building $40,798$143,961 (+13.46%) Land $21,567 Building $122,394
2022$42,294 Land $5,870 Building $36,424$126,882 Land $17,610 Building $109,272

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims7 (1995–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimJul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event
  • Severe Storms And Flooding, Apr 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-EAST ST LOUIS
private · serves 131,368 people · EPA ID IL1635040
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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