7 Lincoln St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 7 Lincoln St, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,092 sqft · built 1948
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$113,500 (Sep 1993)
Tax Bill$4,161 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNAYER M:027 B:0000 L:0012

Property Details

APN / Parcel Number

Primary APNAYER M:027 B:0000 L:0012

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,092 sqft Living Area
Basement Area1,092 sqft
Unfinished Basement450 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1988
Architectural StyleRanch
Exterior MaterialAsbestos
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address7 LINCOLN ST
CityAYER
StateMA
Zip01432-1906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal Lot Number12
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group3
Census Block3003
Census Tract325102

Owner

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 LINCOLN ST, AYER, MA 01432-1906
OccupancyOwner Occupied
Owner TypeIndividual
VestingEstate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 1993 · Amount on Record
Deed SaleSep 29, 1993 · Amount on Record
Prior SaleMay 14, 1990 · Amount on Record
Transfer Doc49442-200
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Recording DateApr 10, 2026
Property Address7 LINCOLN ST, AYER, MA 01432-1906
Document Number0085454-58
Book / Page85454 / 58
Instrument DateApr 6, 2026
Instrument202639895
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 LINCOLN ST, AYER, MA 01432-1906

Mortgage

Document Number0000039895,
DateApr 10, 2026
Book Page85454/58
Instrument202639895
Lender
NameMAIN STREET BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 1, 2046
Interest
Rate6%
Max Rate-1%

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,161.00 (+5.88%)$347,900 (+9.96%) Land $135,300 Building $212,600$473,765 (+8.41%)
2024$437,000
2023$3,930.00$316,400 Land $144,800 Building $171,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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