7 Limerick Ct, Latham, NY 12110 Property Records

Albany County and Colonie Town property record for 7 Limerick Ct, Latham, NY 12110

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,927 sqft · built 1994
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$436,500 (Oct 2023)
Tax Bill	$6,387 (2026)
Deeds & Mortgages	May 2026 Line of Credit Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012689 31.6-3-56`

Property Details

APN / Parcel Number

Primary APN	`012689 31.6-3-56`
Alternative APNs	`268903100600030560000000` `03100600030560000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,927 sqft Living Area
1st Floor Area	957 sqft
2nd Floor Area	970 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03100600030560000000
Street Address	7 LIMERICK CT
City	LATHAM
State	NY
Zip	12110-3738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	N-8 CHRISTINE E-5
Legal Subdivision	LIMERICK COURT
Legal Block	3
Legal Lot Number	56.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	1
Census Block	1000
Census Tract	13507

Owner

7 Limerick Ct is owned and occupied by two individuals who bought it in October 2023.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 LIMERICK CT, LATHAM, NY 12110-3738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit BAY VIEW FEDERAL CREDIT UNION
Oct 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Apr 20, 2017	Loan Modification, Consolidation and Extension, Mortgage · Line of Credit KEYBANK USA
Apr 8, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2023 · Amount on File
Deed Sale	Oct 16, 2023 · Amount on File
Prior Sale	Mar 4, 2002 · Amount on File
Deed Document Number	202318502
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Recording Date	May 19, 2026
Property Address	7 LIMERICK CT, LATHAM, NY 12110-3738
Document Number	0000000482
Instrument Date	May 14, 2026
Instrument	20269482
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LIMERICK CT, LATHAM, NY 12110-3738

Mortgage

Document Number	0000009482,
Date	May 19, 2026
Instrument	20269482

Lender

Name	BAY VIEW FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	7 LIMERICK CT, LATHAM, NY 12110-3738
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	MG TITLE SERVICES, 3G TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 LATHAM VILLAGE LN 12, 12, LATHAM, NY 12110-3247

Mortgage

Document Number	0000008503
Date	Oct 16, 2023
Instrument	R2023-18503

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2033
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	11.5%

April 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	ALBANY NY
Recording Date	Apr 20, 2017
Property Address	7 LIMERICK CT, LATHAM, NY 12110-3738
Instrument Date	Apr 8, 2017
Instrument	9162
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LIMERICK CT LATHAM NY 121103738, LATHAM, NY 12110-3738

Mortgage

Document Number	0000009162
Date	Apr 20, 2017
Instrument	9162

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	7 LIMERICK CT, LATHAM, NY 12110-3738
Document Number	0000009161
Instrument Date	Apr 8, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LIMERICK CT LATHAM NY 121103738, LATHAM, NY 12110-3738

Mortgage

Document Number	0000009161
Date	Apr 20, 2017
Instrument	9161

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7 Limerick Ct was $6,387, down 3.1% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	North Colonie Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,387.00 (-3.1%)
2025	$6,591.00	$153,300 Land $38,300 Building $115,000	$350,800 Land $87,643 Building $263,157
2023		$153,300 (-) Land $38,300 Building $115,000	$300,600 (+9.32%) Land $75,101 Building $225,499
2022		$153,300 Land $38,300 Building $115,000	$274,978 Land $68,700 Building $206,278
2021	$5,646.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 Limerick Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Limerick Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Hudson Valley Wireless, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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