7 Library St, Bernardston, MA 01337 Property Records

Franklin County and Bernardston Town property record for 7 Library St, Bernardston, MA 01337

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,880 sqft · built 1900
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (Oct 2018)
Tax Bill$3,977 (2025)
Deeds & MortgagesAug 2021 Refinance
Aug 2021 Refinance
+ 2 more
APN29014A000100100

Property Details

APN / Parcel Number

Primary APN29014A000100100
Alternative APN
  • BERN M:014A B:0001 L:00100

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,880 sqft Living Area
Gross Area2,283 sqft
1st Floor Area940 sqft
Basement Area919 sqft
Unfinished Basement919 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGable
Roof MaterialSlate
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number29014A000100100
Street Address7 LIBRARY ST
CityBERNARDSTON
StateMA
Zip01337-9702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCV
Legal Block1
Legal Lot Number100
JurisdictionBERNARDSTON MA
Township / Civil DivisionBERNARDSTON
Census Block Group1
Census Block1054
Census Tract40200

Owner

Source: Franklin County and Bernardston Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 LIBRARY ST, BERNARDSTON, MA 01337-9702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MEMBER ADVANTAGE MORTGAGE LLC
Aug 31, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MEMBER ADVANTAGE MORTGAGE LLC
Oct 31, 2018Quit Claim Deed, Transfer
MEMBERS ADVANTAGE MTG
Aug 22, 2017Quit Claim Deed, Transfer
MERRIMACK MTG CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2018 · Amount on Record
Deed SaleOct 31, 2018 · Amount on Record
Prior SaleAug 22, 2017 · Amount on Record
Deed Book / Page7279 / 239
Transfer Doc007279-239
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERNARDSTON MA
Property Address7 LIBRARY ST, BERNARDSTON, MA 01337-9702
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number007841-100
DateAug 31, 2021
Book Page7841/100
Instrument11151
Lender
NameMEMBER ADVANTAGE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueSep 1, 2041

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERNARDSTON MA
Property Address7 LIBRARY ST, BERNARDSTON, MA 01337-9702
Transaction TypeMortgage
Record UpdatedSep 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7841-100
DateAug 31, 2021
Book Page7841/100
Instrument11151
Lender
NameMEMBER ADVANTAGE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueSep 1, 2041

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERNARDSTON MA
Recording DateOct 31, 2018
Property Address7 LIBRARY ST, BERNARDSTON, MA 01337-9702
Document Number7279-239
Book / Page7279 / 239
Instrument11571
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$33.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number72790243
DateOct 31, 2018
Instrument07279/0243
Lender
NameMEMBERS ADVANTAGE MTG
TypeMortgage Company
Agreement
AmountAmount Recorded
Term361 Months
DueOct 31, 2048

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERNARDSTON MA
Recording DateAug 22, 2017
Property Address7 LIBRARY ST, BERNARDSTON, MA 01337-9702
Document Number7081-219
Book / Page7081 / 219
Instrument9132
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$32.76
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 LIBRARY ST, BERNARDSTON, MA 01337-9702

Mortgage

Document Number70810224
DateAug 22, 2017
Instrument07081/0224
Lender
NameMERRIMACK MTG CO
Agreement
AmountAmount Recorded
Term360 Months
DueAug 22, 2047

Tax Assessment & Valuation

Source: Franklin County and Bernardston Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyFranklin County
County SubdivisionBernardston Town
Unified School DistrictPioneer Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,977.00 (-18%)$278,700 (-8.11%) Land $42,500 Building $236,200$350,760 (-3.9%)
2024$364,990
2023$4,850.00$303,300 Land $33,100 Building $270,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2011–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERNARDSTON FIRE WATER DIST
serves 1,471 people · EPA ID MA1029000
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jun 2016
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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