7 Laws Pass, O Fallon, MO 63366 Property Records

St. Charles County property record for 7 Laws Pass, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,780 sqft · built 2002
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$268,700 (Dec 2018)
Tax Bill	$4,587 (2024)
Deeds & Mortgages	Dec 2018 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T010300559`

Property Details

APN / Parcel Number

Primary APN	`T010300559`
Alternative APN	`2-0104-8636-00-0172.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,780 sqft Living Area
Gross Area	4,602 sqft
1st Floor Area	1,628 sqft
Basement Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	10,454 sqft (0.24 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	Deck Area
Patio Area	492 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T010300559
Street Address	7 LAWS PASS
City	O FALLON
State	MO
Zip	63366-4471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS VLG C #2 LOT 172
Legal Subdivision	CROSSINGS VLG C #2
Legal Lot Number	172
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	5
Census Block	5001
Census Tract	311602

Owner

7 Laws Pass is owned and occupied by two individuals who bought it in December 2018.

Source: St. Charles County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 LAWS PASS, O FALLON, MO 63366-4471
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2018	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO
Jun 30, 2017	Deed of Trust, Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2018 · Amount on File
Deed Sale	Dec 10, 2018 · Amount on File
Prior Sale	Jan 3, 2013 · Amount on File
Deed Document Number	2018689410
Deed Book / Page	7012 / 1755
Prior Transfer Date	Dec 18, 2012
Prior Transfer Doc	0059300233
Record Updated	Sep 20, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 10, 2018
Property Address	7 LAWS PASS, O FALLON, MO 63366-4471
Document Number	0070121755
Book / Page	7012 / 1755
Map Reference	MB 37 PG 247&248
Instrument Date	Dec 7, 2018
Instrument	20181210000689410
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LAWS PASS, O FALLON, MO 63366-4471

Mortgage

Document Number	20181210000689420
Date	Dec 10, 2018
Instrument	20181210000689420

Lender

Name	DELMAR FINANCIAL CO
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7 LAWS PASS, O FALLON, MO 63366-4471
Document Number	0067710020
Book / Page	006771 / 000020
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 28, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LAWS PASS O FALLON MO 633664471, O FALLON, MO 63366-4471

Mortgage

Document Number	0067710020
Date	Jul 7, 2017
Book Page	006771/000020
Instrument	417850

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,301	$396,321 Land $80,000 Building $316,321
2024	$4,587.00
2023		$69,454
2022			$365,545 Land $50,000 Building $315,545

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 Laws Pass in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Laws Pass is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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