7 Lawrence Rd, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 7 Lawrence Rd, North Reading, MA 01864

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,057 sqft · built 2016
Lot Size	0.493 acres (21,475 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Jan 2017)
Tax Bill	$14,783 (2026)
Deeds & Mortgages	May 2022 Mortgage Apr 2026 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:14-P:102`

Property Details

APN / Parcel Number

Primary APN	`M:14-P:102`
Alternative APN	`NREA M:014.0 B:0000 L:0102.0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,057 sqft Living Area
Gross Area	1,215 sqft
Basement Area	360 sqft
Unfinished Basement	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,475 sqft (0.493 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7 LAWRENCE RD
City	NORTH READING
State	MA
Zip	01864-1653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	102.0
Jurisdiction	NORTH READING MA
Township / Civil Division	NORTH READING
Census Block Group	2
Census Block	2000
Census Tract	330202

Owner

7 Lawrence Rd is owned and occupied by two individuals who bought it in January 2017.

Source: Middlesex County and North Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 LAWRENCE RD, NORTH READING, MA 01864-1653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK
Apr 1, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BEAZER MORTGAGE CORPORATION
Sep 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jan 31, 2017	Quit Claim Deed, Transfer WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2017 · Amount on File
Deed Sale	Jan 31, 2017 · Amount on File
Prior Sale	Mar 22, 2016 · Amount on File
Deed Document Number	201717445
Deed Book / Page	68839 / 491
Transfer Doc	068839-491
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	7 LAWRENCE RD, NORTH READING, MA 01864-1653
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080077-273
Date	May 4, 2022
Book Page	80077/273
Instrument	66945

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Recording Date	Apr 1, 2026
Property Address	7 LAWRENCE RD, NORTH READING, MA 01864-1653
Document Number	085415-260
Book / Page	85415 / 260
Instrument Date	Mar 27, 2026
Instrument	202635599
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LAWRENCE RD, NORTH READING, MA 01864-1653

Mortgage

Document Number	0000035599,
Date	Apr 1, 2026
Book Page	85415/260
Instrument	202635599

Lender

Name	BEAZER MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate	5.98%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	7 LAWRENCE RD, NORTH READING, MA 01864-1653
Transaction Type	Mortgage
Record Updated	Jun 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75749-439
Date	Sep 29, 2020
Book Page	75749/439
Instrument	173856

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Jan 31, 2017
Property Address	7 LAWRENCE RD, NORTH READING, MA 01864-1653
Document Number	68839-491
Book / Page	68839 / 491
Instrument	17445
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.62
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	688390493
Date	Jan 31, 2017
Instrument	68839/0493

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 7 Lawrence Rd was $14,783, up 2.5% from the year before.

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	North Reading Town
Unified School District	North Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,783.00 (+2.55%)	$1,135,400 (+2.86%) Land $396,900 Building $738,500	$1,231,963
2025	$14,416.00 (+0.86%)	$1,103,800 (+2.01%) Land $381,700 Building $722,100
2024	$14,293.00 (+11.44%)	$1,082,000 (+18.02%) Land $359,900 Building $722,100
2023	$12,826.00	$916,800 Land $330,600 Building $586,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Lawrence Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Lawrence Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000
Water Source	Purchased surface water from ANDOVER WATER DEPT
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	Coliform assessment Aug 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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