Rockland County and Ramapo Town property record for 7 Laura Pl, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,779 sqft · built 1957 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Dec 2009) |
| Deeds & Mortgages | Oct 2025 Construction Loan Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392605 57.22-1-30 |
| Primary APN | 392605 57.22-1-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,779 sqft Living Area |
| 1st Floor Area | 895 sqft |
| 2nd Floor Area | 884 sqft |
| Game Room | Game Room |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Composition/Composite |
| Lot Area | 8,276 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 70 ft wide |
| Garage Type | Basement |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00318140000 |
|---|---|
| Old Parcel Number | 260505702200010300000000 |
| Street Address | 7 LAURA PL |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-3838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGLE RESIDENCE |
| Legal Description | LOT:30.000 BLK:1 SEC:57.22 DIST:392605 CITY/MUNI/TWP:SPRING VALLEY |
| Legal Subdivision | CHARLTON MANOR |
| Legal Block | 1 |
| Legal Lot Number | 30.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 12301 |
Source: Rockland County and Ramapo Town records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7 LAURA PL, SPRING VALLEY, NY 10977-3838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK NA |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC |
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2009 · Amount on Record |
| Deed Sale | Dec 28, 2009 · Amount on Record |
| Prior Sale | Dec 28, 2009 · Amount on Record |
| Deed Document Number | 2009-00046744 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 7 LAURA PL, SPRING VALLEY, NY 10977-3838 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000032758 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2025-00032758 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 7 LAURA PL, SPRING VALLEY, NY 10977-3838 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000033942 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 2020-00033942 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 7 LAURA PL, SPRING VALLEY, NY 10977-3838 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000034288 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 2020-00034288 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Spring Valley Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $40,100 (-) Land $11,900 Building $28,200 | $516,753 (+1,188.66%) Land $153,351 Building $363,402 |
| 2023 | $40,100 Land $11,900 Building $28,200 | $40,100 Land $11,900 Building $28,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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