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7 Lance Ct, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 7 Lance Ct, Spring Valley, NY 10977

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,024 sqft · built 1967
Lot Size0.569 acres (24,829 sqft)
OwnerIndividual Name on File
Last Sale$625,000 (Nov 2021)
Deeds & MortgagesJan 2023 Line of Credit
Nov 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN392615 68.10-1-22

Property Details

APN / Parcel Number

Primary APN392615 68.10-1-22
Alternative APNs
  • 261506801000010220000000
  • 00414000000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,024 sqft Living Area
1st Floor Area1,281 sqft
2nd Floor Area1,743 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1967
Architectural StyleColonial
Exterior MaterialComposition/Composite
Lot Area24,829 sqft (0.569 acres)
Lot Dimensions125 ft deep x 47 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area800 sqft
PorchPorch
Porch Area397 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00414000000
Old Parcel Number261506801000010220000000
Street Address7 LANCE CT
CitySPRING VALLEY
StateNY
Zip10977-7107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2
Legal DescriptionLOT:22.000 BLK:1 SEC:68.10 DIST:392615 CITY/MUNI/TWP:CHESTNUT RIDGE
Legal SubdivisionPEARL WOODS NORTH SEC 04
Legal Block1
Legal Lot Number22.000
JurisdictionROCKLAND NY
Township / Civil DivisionRAMAPO
Census Block Group2
Census Block2007
Census Tract12504

Owner

Source: Rockland County and Ramapo Town records · APN 392615 68.10-1-22

Assessment roll updated May 31, 2024 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7 LANCE CT, CHESTNUT RIDGE, NY 10977-7107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Nov 08, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
CROSS COUNTRY MORTGAGE
Apr 30, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
PARKSIDE LENDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 08, 2021 · Amount on Record
Deed SaleNov 08, 2021 · Amount on Record
Prior SaleApr 30, 2021 · Amount on Record
Deed Document Number0202146896
Deed Book / Page2021 / 46896
Record UpdatedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address7 LANCE CT, SPRING VALLEY, NY 10977-7107
Transaction TypeMortgage
Record UpdatedFeb 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000269
DateJan 18, 2023
Instrument2023-00000269
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 18, 2047

November 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateNov 08, 2021
Property Address7 LANCE CT, SPRING VALLEY, NY 10977-7107
Document Number0000046896
Map ReferenceBK 72 PG 49 MAP 3527
Instrument DateOct 27, 2021
Instrument2021-00046896
Transaction TypeTransfer
Record UpdatedFeb 15, 2024
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 SARATOGA CT, NANUET, NY 10954-3112

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 EUCLID AVE, WATERBURY, CT 06710-1611

Mortgage

Document Number0000046897
DateNov 08, 2021
Instrument2021-00046897
Lender
NameCROSS COUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded

April 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateApr 30, 2021
Property Address7 LANCE CT, SPRING VALLEY, NY 10977-7107
Document Number0000018652
Map ReferenceBK 72 PG 49 MAP 3527
Instrument DateApr 07, 2021
Instrument2021-00018652
Transaction TypeTransfer
Record UpdatedFeb 15, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,080.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 LANCE CT, CHESTNUT RIDGE, NY 10977-7107

Mortgage

Document Number0000018653
DateApr 30, 2021
Instrument2021-00018653
Lender
NamePARKSIDE LENDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town records · Assessment roll updated May 31, 2024 · Last verified January 2026

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionRamapo Town
MunicipalityChestnut Ridge Village
Unified School DistrictEast Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2024$70,800 (-) Land $16,900 Building $53,900$912,372 (+1,072.71%) Land $217,784 Building $694,588
2023$70,800 Land $16,900 Building $53,900$77,800 Land $18,571 Building $59,229

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 19, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 167 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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