7 Lamp Ct, Moraga, CA 94556 Property Records

Contra Costa County property record for 7 Lamp Ct, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,072 sqft · built 1985
Lot Size	0.683 acres (29,750 sqft)
Owner	2 Company Names on File
Last Sale	$880,000 (Jun 1997)
Tax Bill	$18,045 (2025)
Deeds & Mortgages	Mar 2020 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`258-650-022-1`

Property Details

APN / Parcel Number

Primary APN	`258-650-022-1`
Alternative APN	`258-650-022`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,072 sqft Living Area
1st Floor Area	2,288 sqft
2nd Floor Area	1,784 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1996
Architectural Style	Cluster
Exterior Material	Stucco
Roof Material	Tile
Lot Area	29,750 sqft (0.683 acres)
Garage Type	Attached
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7 LAMP CT
City	MORAGA
State	CA
Zip	94556-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2PDDT
Legal Description	T6143B L0083 B EX MR
Legal Subdivision	SUBDIVISION 6143
Legal Tract	6143B
Legal Lot Number	0083
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4005
Census Tract	352102

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	7 LAMP CT, MORAGA, CA 94556-2821
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 1997 · Amount on Record
Deed Sale	Jun 20, 1997 · Amount on Record
Deed Document Number	1997106304
Last Transfer Date	May 24, 2021
Transfer Doc	0000157718
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7 LAMP CT, MORAGA, CA 94556-2821
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055339
Date	Mar 23, 2020
Instrument	2020-055339

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 28, 2021
Property Address	7 LAMP CT, MORAGA, CA 94556-2821
Document Number	0000157718
Map Reference	MB 275 PG 28
Instrument Date	May 24, 2021
Instrument	2021-157718
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7 LAMP CT, MORAGA, CA 94556-2821

Mortgage

Document Number	0000157719
Date	May 28, 2021
Instrument	2021-157719

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,522,925 (+2%) Land $548,210 Building $974,715
2025	$18,045.00 (+4.08%) Homeowner's exemption	$1,493,064 (+4.04%) Land $537,461 Building $955,603
2023	$17,338.00 (+1.61%) Homeowner's exemption	$1,435,089 Land $516,592 Building $918,497
2022	$17,064.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks, Unwired.

Cell Coverage

5G (outdoors only) and 4G LTE

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