7 Lakeside Pl E, Palm Coast, FL 32137 Property Records

Flagler County property record for 7 Lakeside Pl E, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,991 sqft · built 2015
Lot Size	0.362 acres (15,769 sqft)
Owner	Individual Name on Record
Last Sale	$690,000 (Feb 2025)
Tax Bill	$6,114 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-3740-00000-0040`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-3740-00000-0040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,991 sqft Heated Area
Gross Area	4,127 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,769 sqft (0.362 acres)
Driveway	Driveway
Driveway Area	1,340 sqft
Pool Area	1,259 sqft
Deck Area	867 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	7 LAKESIDE PL E
City	PALM COAST
State	FL
Zip	32137-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE VIEW SUBD LOT 4 OR 616 PG 513 OR 630 PG 475 OR 878 PG 581 OR 1259/1482 OR 1762/1002 OR 1783/335 OR 1958/676 OR 1994/139
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	LAKE VIEW SUBD
Legal Lot Number	4
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2006
Census Tract	60215

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7 LAKESIDE PL E, PALM COAST, FL 32137-3412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 6, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 11, 2023	Special Warranty Deed, Transfer STEEL CITY TITLE INC, STEEL CITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2025 · Amount on Record
Deed Sale	Feb 26, 2025 · Amount on Record
Prior Sale	Apr 11, 2023 · Amount on Record
Deed Document Number	2025007813
Deed Book / Page	2938 / 1759
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	7 LAKESIDE PL E, PALM COAST, FL 32137-3412
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LAKESIDE PL E, PALM COAST, FL 32137-3412

Mortgage

Document Number	0029971132
Date	Oct 9, 2025
Book Page	2997/1132
Instrument	2025041365

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	7 LAKESIDE PL E, PALM COAST, FL 32137-3412
Transaction Type	Mortgage
Record Updated	Apr 28, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LAKESIDE PL E, PALM COAST, FL 32137-3412
Investor	Possibly a Property Investor

Mortgage

Document Number	0025470664
Date	Apr 6, 2021
Book Page	2547/664
Instrument	2021018354

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 11, 2023
Property Address	7 LAKESIDE PL E, PALM COAST, FL 32137-3412
Document Number	0027700622
Book / Page	2770 / 622
Map Reference	MB 13 PG 1-29
Instrument Date	Mar 31, 2023
Instrument	2023014462
Transaction Type	Transfer
Record Updated	Apr 28, 2023
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14906 NW 107TH TER, ALACHUA, FL 32615-5715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 SHAD RD, JACKSONVILLE, FL 32257-2007

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,114.00 (+4.64%) Homeowner's exemption	$379,561 (+5.99%)	$578,529 (+6.15%) Land $58,275 Building $520,254
2023	$5,843.00 (+0.69%) Homeowner's exemption	$358,120 (+3%)	$545,006 (+4.59%) Land $58,275 Building $486,731
2022	$5,803.00 Homeowner's exemption	$347,690	$521,095 Land $58,275 Building $462,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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