Santa Cruz County property record for 7 Laken Dr, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,261 sqft · built 1951 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Apr 2007) |
| Tax Bill | $5,871 (2025) |
| Deeds & Mortgages | Feb 2021 Reverse Mortgage Jan 2017 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 051-122-43 |
| Primary APN | 051-122-43 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,261 sqft Living Area |
| Gross Area | 2,036 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,011 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 775 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7 LAKEN DR |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-1353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Subdivision | ORCHARD PARK |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 122500 |
7 Laken Dr is owned and occupied by two individuals who acquired it in January 2017.
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 LAKEN DR, WATSONVILLE, CA 95076-1353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jan 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage RETIREMENT FNDG SOLUTIONS |
| Jan 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jan 19, 2017 | Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO. |
| Jan 19, 2017 | Affidavit of Death, Transfer PLACER TITLE COMPANY, PLACER TITLE CO. |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2007 · Amount on File |
| Deed Sale | Apr 2, 2007 · Amount on File |
| Deed Document Number | 200717540 |
| Last Transfer Date | Jan 10, 2017 |
| Transfer Doc | 0000002236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 7 LAKEN DR, WATSONVILLE, CA 95076-1353 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 7 LAKEN DR, WATSONVILLE, CA 95076-1353 |
| Document Number | 0000006439 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 2021-0006439 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 7 LAKEN DR, WATSONVILLE, CA 95076-1353 |
| Document Number | 0000002237 |
| Instrument Date | Jan 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2017 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 7 LAKEN DR WATSONVILLE CA 950761353, WATSONVILLE, CA 95076-1353 |
| Document Number | 0000002237 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | 2237 |
| Name | RETIREMENT FNDG SOLUTIONS |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.56% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 7 LAKEN DR, WATSONVILLE, CA 95076-1353 |
| Document Number | 0000002238 |
| Instrument Date | Jan 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 7 LAKEN DR WATSONVILLE CA 950761353, WATSONVILLE, CA 95076-1353 |
| Document Number | 0000002238 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | 2238 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.56% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 19, 2017 |
| Property Address | 7 LAKEN DR, WATSONVILLE, CA 95076-1353 |
| Document Number | 0000002236 |
| Instrument Date | Jan 10, 2017 |
| Instrument | 2236 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 7 LAKEN DR WATSONVILLE CA 950761353, WATSONVILLE, CA 95076-1353 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 19, 2017 |
| Property Address | 7 LAKEN DR, WATSONVILLE, CA 95076-1353 |
| Document Number | 0000002235 |
| Instrument Date | Jan 10, 2017 |
| Instrument | 2235 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2017 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 LAKEN DR WATSONVILLE CA 950761353, WATSONVILLE, CA 95076-1353 |
The 2025 property tax bill for 7 Laken Dr was $5,871 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $397,689 (+2%) Land $216,952 Building $180,737 | ||
| 2025 | $5,871.00 Homeowner's exemption | $389,891 Land $212,698 Building $177,193 | |
| 2023 | $5,231.00 (+2.01%) Homeowner's exemption | $374,752 Land $204,439 Building $170,313 | $605,340 |
| 2022 | $5,128.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Laken Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 28 (1982–2023) |
| Most Recent Claim | Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Laken Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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