York County and Biddeford City property record for 7 Lafayette St, Biddeford, ME 04005
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,310 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $338,200 (Oct 2021) |
| Tax Bill | $5,211 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:42 L:50 |
| Primary APN | BIDD M:42 L:50 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,310 sqft Living Area |
| Gross Area | 3,660 sqft |
| 1st Floor Area | 1,303 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 600 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 4,356 sqft (0.1 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 420500000 |
|---|---|
| Street Address | 7 LAFAYETTE ST |
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-2809 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R1A |
| Legal Lot Number | 50 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 25206 |
7 Lafayette St, a duplex, is owned by an individual who bought it in October 2021.
Source: York County and Biddeford City records, as of October 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 296 WEST ST, BIDDEFORD, ME 04005-9227 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED STATES OF AMERICA |
| Oct 21, 2021 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Oct 2, 2017 | Warranty Deed, Transfer TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2021 · Amount on File |
| Deed Sale | Oct 21, 2021 · Amount on File |
| Prior Sale | Oct 2, 2017 · Amount on File |
| Deed Document Number | 202161800 |
| Deed Book / Page | 18844 / 631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Sep 23, 2026 |
| Property Address | 7 LAFAYETTE ST, BIDDEFORD, ME 04005-2809 |
| Document Number | 0000036741 |
| Book / Page | 20000 / 513 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 202636741 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7 LAFAYETTE ST, BIDDEFORD, ME 04005-2809 |
| Document Number | 0000036741, |
|---|---|
| Date | Sep 23, 2026 |
| Book Page | 20000/513 |
| Instrument | 202636741 |
| Name | UNITED STATES OF AMERICA |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Oct 21, 2021 |
| Property Address | 7 LAFAYETTE ST, BIDDEFORD, ME 04005-2809 |
| Document Number | 0188440631 |
| Book / Page | 18844 / 631 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 2021061800 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 296 WEST ST, BIDDEFORD, ME 04005-9227 |
| Document Number | 2021061801 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 2021061801 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Oct 2, 2017 |
| Property Address | 7 LAFAYETTE ST, BIDDEFORD, ME 04005-2809 |
| Document Number | 0175720333 |
| Book / Page | 17572 / 0333 |
| Instrument | 2017041982 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2017041983 |
|---|---|
| Date | Oct 2, 2017 |
| Instrument | 2017041983 |
| Name | TD BANK NA |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 2, 2047 |
The 2025 property tax bill for 7 Lafayette St was $5,211, up 6.3% from the year before.
Source: York County and Biddeford City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,211.00 (+6.35%) | $348,800 (+1.22%) Land $128,900 Building $219,900 |
| 2024 | $4,900.00 (+9.42%) | $344,600 (+0.97%) Land $128,900 Building $215,700 |
| 2023 | $4,478.00 (+21.72%) | $341,300 (+52.23%) Land $128,900 Building $212,400 |
| 2022 | $3,679.00 | $224,200 Land $64,800 Building $159,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7 Lafayette St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Lafayette St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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