7 Ladd Pl, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 7 Ladd Pl, Watertown, MA 02472

Property Summary

Property TypeTriplex
Details6 bd · 3 ba · 2,552 sqft · built 1925
Lot Size0.103 acres (4,500 sqft)
OwnerIndividual Name on File
Last Sale$732,000 (Sep 2014)
Tax Bill$13,476 (2026)
Deeds & MortgagesNov 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN41780-28

Property Details

APN / Parcel Number

Primary APN41780-28
Alternative APNs
  • WATE M:0906 B:0028 L:0007
  • 9065

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Units3 Units
Stories2 Stories
Building Area2,552 sqft Living Area
Gross Area3,880 sqft
Basement Area1,276 sqft
Unfinished Basement128 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleOther
Exterior MaterialBrick
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area4,500 sqft (0.103 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number9065
Street Address7 LADD PL
CityWATERTOWN
StateMA
Zip02472-2619
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeT
Legal Block28
Legal Lot Number7
JurisdictionWATERTOWN MA
Township / Civil DivisionWATERTOWN TOWN
Census Block Group2
Census Block2006
Census Tract370402

Owner

7 Ladd Pl, a triplex, is owned and occupied by an individual who bought it in September 2014.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address7 LADD PL, WATERTOWN, MA 02472-2619
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2014 · Amount on File
Deed SaleSep 4, 2014 · Amount on File
Prior SaleMay 4, 2004 · Amount on File
Deed Book / Page64186 / 588
Transfer Doc064186-588
Record UpdatedOct 29, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERTOWN MA
Property Address7 LADD PL, WATERTOWN, MA 02472-2619
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0083492-98
DateNov 20, 2024
Book Page83492/98
Instrument132632
Lender
NameTD BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueDec 1, 2054
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7 Ladd Pl was $13,476, up 16.4% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWatertown City
Unified School DistrictWatertown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$13,476.00 (+16.35%)$1,104,600 (+11.4%) Land $463,800 Building $640,800
2025$11,582.00 (+1.12%)$991,600 (+1.29%) Land $463,800 Building $527,800
2024$11,454.00 (-12.51%)$979,000 (+1.55%) Land $463,300 Building $515,700
2023$13,092.00$964,100 Land $448,400 Building $515,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7 Ladd Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7 Ladd Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN DEPARTMENT OF PUBLIC WORKS
serves 35,985 people · EPA ID MA3314000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50

May also be available: AT&T, Starry, T-Mobile, Verizon.

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