7 Laconia Rd, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 7 Laconia Rd, Worcester, MA 01609

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,091 sqft · built 1926
Lot Size	0.114 acres (4,973 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Sep 2017)
Tax Bill	$5,458 (2026)
Deeds & Mortgages	Jun 2026 Second Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-008-00031`

Property Details

APN / Parcel Number

Primary APN	`21-008-00031`
Alternative APN	`WORC M:21 B:008 L:00031`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,091 sqft Living Area
Gross Area	3,996 sqft
1st Floor Area	1,134 sqft
Attic	Attic
Attic Area	832 sqft
Basement Area	914 sqft
Unfinished Basement	914 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,973 sqft (0.114 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	21-008-00031
Street Address	7 LACONIA RD
City	WORCESTER
State	MA
Zip	01609-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	8
Legal Lot Number	31
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3010
Census Tract	730600

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 LACONIA RD, WORCESTER, MA 01609-1507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIGITAL FEDERAL CREDIT UNION
May 11, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ST MARYS CREDIT UNION
Apr 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Sep 28, 2017	Quit Claim Deed, Transfer RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Prior Sale	Aug 12, 2016
Deed Document Number	2017107244
Deed Book / Page	57802 / 20
Transfer Doc	0057802-20
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Jun 9, 2026
Property Address	7 LACONIA RD, WORCESTER, MA 01609-1507
Document Number	073690-380
Book / Page	73690 / 380
Instrument Date	Jun 1, 2026
Instrument	202646152
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LACONIA RD, WORCESTER, MA 01609-1507

Mortgage

Document Number	0000046152,
Date	Jun 9, 2026
Book Page	73690/380
Instrument	202646152

Lender

Name	DIGITAL FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Rate	6.3%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	7 LACONIA RD, WORCESTER, MA 01609-1507
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069117-355
Date	May 11, 2023
Book Page	69117/355
Instrument	36032

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2028

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	7 LACONIA RD, WORCESTER, MA 01609-1507
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065002-191
Date	Apr 23, 2021
Book Page	65002/191
Instrument	55960

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 28, 2017
Property Address	7 LACONIA RD, WORCESTER, MA 01609-1507
Document Number	57802-20
Book / Page	57802 / 20
Instrument	107244
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.96
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LACONIA RD, WORCESTER, MA 01609-1507

Mortgage

Document Number	578020022
Date	Sep 28, 2017
Instrument	57802/0022

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,458.00 (+2.71%)	$411,000 (+2.01%) Land $106,400 Building $304,600	$485,176 (-8.79%)
2025	$5,314.00 (+6.64%)	$402,900 (+15.94%) Land $101,400 Building $301,500	$531,905 (+5.62%)
2024			$503,595
2023	$4,983.00	$347,500 Land $87,300 Building $260,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Netafy.

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