7 King St, Richmond, VA 23222 Property Records

Richmond City property record for 7 King St, Richmond, VA 23222

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,872 sqft · built 2007
Lot Size	0.108 acres (4,700 sqft)
Owner	2 Individual Names on File
Last Sale	$249,900 (May 2020)
Tax Bill	$4,476 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2021 Refinance + 1 more
APN	`N-000-0287-009`

Property Details

APN / Parcel Number

Primary APN	`N-000-0287-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	778 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,700 sqft (0.108 acres)
Lot Dimensions	90 ft deep x 51 ft wide
Porch	Slab
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	7 KING ST
City	RICHMOND
State	VA
Zip	23222-4910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6 SINGLE
Legal Description	ROSE CORRIDOR L4BCS2; 0051.78X0090.96 IRG0000.107 AC
Legal Subdivision	ROSE CORRIDOR
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2022
Census Tract	11000

Owner

7 King St is owned and occupied by two individuals who bought it in May 2020.

Source: Richmond City records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 KING ST, RICHMOND, VA 23222-4910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit BANK NATIONAL ASSOCIATION
Dec 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CENTER LLC
May 20, 2020	Warranty Deed, Transfer · FHA Mortgage GEORGE MASON MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2020 · Amount on File
Deed Sale	May 20, 2020 · Amount on File
Prior Sale	Jun 9, 2008 · Amount on File
Deed Document Number	202010812
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Recording Date	Sep 14, 2026
Property Address	7 KING ST, RICHMOND, VA 23222-4910
Document Number	0000016972
Instrument Date	Sep 8, 2026
Instrument	202616972
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 KING ST, RICHMOND, VA 23222-4910

Mortgage

Document Number	0000016972,
Date	Sep 14, 2026
Instrument	202616972

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 14, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.31%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	7 KING ST, RICHMOND, VA 23222-4910
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034018
Date	Dec 1, 2021
Instrument	210034018

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	May 20, 2020
Property Address	7 KING ST, RICHMOND, VA 23222-4910
Document Number	0000010812
Instrument Date	May 4, 2020
Instrument	10812
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 KING ST RICHMOND VA 232224910, RICHMOND, VA 23222-4910

Mortgage

Document Number	10813
Date	May 20, 2020
Instrument	10813

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2050

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	10814,
Date	May 20, 2020
Instrument	10814

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 19, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7 King St was $4,476, up 5.1% from the year before.

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,476.00 (+5.07%)	$373,000 Land $80,000 Building $293,000	$373,000 Land $80,000 Building $293,000
2025	$4,260.00
2024		$348,000 Land $77,000 Building $271,000
2023			$348,000 Land $77,000 Building $271,000
2020	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 7 King St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 King St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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