St. Charles County property record for 7 King Cir, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,972 sqft · built 1973 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $347,130 (Apr 2026) |
| Tax Bill | $2,923 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jun 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 793920A000 |
| Primary APN | 793920A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,972 sqft Living Area |
| Gross Area | 2,320 sqft |
| 1st Floor Area | 1,160 sqft |
| Basement Area | 1,160 sqft |
| Finished Basement | 812 sqft |
| Unfinished Basement | 348 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 406 sqft |
| Carport | Carport |
| Carport Area | 406 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 105 sqft |
| Deck Area | Deck Area |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 793920A000 |
|---|---|
| Street Address | 7 KING CIR |
| City | O FALLON |
| State | MO |
| Zip | 63366-3805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | OFALLON HILLS BLK 4 LOT 66 |
| Legal Subdivision | OFALLON HILLS |
| Legal Block | 4 |
| Legal Lot Number | 66 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 311907 |
Source: St. Charles County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 612 TIMBERIDGE DR, SAINT CHARLES, MO 63303-3101 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CREDIT UNION |
| Jun 19, 2020 | Quit Claim Deed, Construction Loan · Line of Credit MORGAN STANLEY MTG CAP HLDGS L |
| Jan 10, 2020 | Warranty Deed, Transfer SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY |
| Apr 11, 2018 | Warranty Deed, Transfer · FHA Mortgage FIRST INTEGRITY MORTGAGE SERVICES I |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2026 · Amount on Record |
| Deed Sale | Apr 16, 2026 · Amount on Record |
| Prior Sale | Oct 28, 2024 · Amount on Record |
| Deed Document Number | 202617412 |
| Prior Transfer Date | May 15, 2002 |
| Prior Transfer Doc | 0000125871 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 16, 2026 |
| Property Address | 7 KING CIR, O FALLON, MO 63366-3805 |
| Document Number | 0000017412 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202617412 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | TRUE TITLE, TRUE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 612 TIMBERIDGE DR, SAINT CHARLES, MO 63303-3101 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017413, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 202617413 |
| Name | FIRST COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 19, 2020 |
| Property Address | 7 KING CIR, O FALLON, MO 63366-3805 |
| Document Number | 0073242234 |
| Book / Page | 007324 / 002234 |
| Instrument Date | Jun 4, 2020 |
| Instrument | 419550 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 17, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 120 S RIVERSIDE PLZ #2000 CHICAGO IL 606066995, 2000, CHICAGO, IL 60606-6995 |
| Document Number | 73242237 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 007324/002237 |
| Instrument | 419560 |
| Name | MORGAN STANLEY MTG CAP HLDGS L |
|---|---|
| Address | 1585 BROADWAY24TH FL, NEW YORK, NY 10036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 10, 2020 |
| Property Address | 7 KING CIR, O FALLON, MO 63366-3805 |
| Document Number | 0072140269 |
| Book / Page | 007214 / 000269 |
| Instrument Date | Jan 9, 2020 |
| Instrument | 19190 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2020 |
| Title Company | SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 120 S RIVERSIDE PLZ #2000 CHICAGO IL 606066995, 2000, CHICAGO, IL 60606-6995 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 11, 2018 |
| Property Address | 7 KING CIR, O FALLON, MO 63366-3805 |
| Document Number | 0069032306 |
| Book / Page | 6903 / 2306 |
| Map Reference | MB 6 PG 82-85 |
| Instrument Date | Apr 5, 2018 |
| Instrument | 20180411000196560 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | UST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 KING CIR, 7, O FALLON, MO 63366-3805 |
| Name | Verified Name |
|---|---|
| Address | 7 KING CIR, O FALLON, MO 63366-3805 |
| Document Number | 20180411000196570 |
|---|---|
| Date | Apr 11, 2018 |
| Instrument | 20180411000196570 |
| Name | FIRST INTEGRITY MORTGAGE SERVICES I |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Wentzville R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,923.00 (+5.18%) | $45,632 (+8.18%) | $240,167 (+8.18%) Building $240,167 |
| 2024 | $2,779.00 | ||
| 2023 | $42,181 | ||
| 2022 | $222,004 Land $40,000 Building $182,004 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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