Saratoga County and Halfmoon Town property record for 7 Keystone Ter, Halfmoon, NY 12065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,044 sqft · built 1995 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $462,500 (Sep 2019) |
| Tax Bill | $10,584 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Aug 2021 Line of Credit + 2 more |
| APN | 413800 266.14-1-37 |
| Primary APN | 413800 266.14-1-37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,044 sqft Living Area |
| 1st Floor Area | 1,669 sqft |
| 2nd Floor Area | 1,375 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Width | 96.1 ft Width |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7 KEYSTONE TER |
|---|---|
| City | HALFMOON |
| State | NY |
| Zip | 12065-2629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | HOUSE/LOT 7 |
| Legal Block | 1 |
| Legal Lot Number | 37.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | HALFMOON |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 62406 |
Source: Saratoga County and Halfmoon Town records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 KEYSTONE TER, HALFMOON, NY 12065-2629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2023 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FEDERAL CREDIT UNION |
| Aug 19, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES FCU |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Sep 10, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2019 · Amount on Record |
| Deed Sale | Sep 10, 2019 · Amount on Record |
| Prior Sale | Aug 30, 1996 · Amount on Record |
| Deed Document Number | 201925658 |
| Prior Transfer Date | Feb 15, 2016 |
| Prior Transfer Doc | 0000008438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 7 KEYSTONE TER, HALFMOON, NY 12065-2629 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000025681 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 2023025681 |
| Name | BROADVIEW FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 7 KEYSTONE TER, HALFMOON, NY 12065-2629 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021029547 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 2021029547 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 7 KEYSTONE TER, HALFMOON, NY 12065-2629 |
| Document Number | 0000029538 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 7 KEYSTONE TER HALFMOON NY 120652629, HALFMOON, NY 12065-2629 |
| Document Number | 0000029538 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 29538 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 26, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Sep 10, 2019 |
| Property Address | 7 KEYSTONE TER, HALFMOON, NY 12065-2629 |
| Document Number | 0000025658 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 2019025658 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 CAMBER CT, MECHANICVILLE, NY 12118-3544 |
Source: Saratoga County and Halfmoon Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Halfmoon Town |
| Unified School District | Shenendehowa Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,584.00 | $262,500 (-) Land $49,800 Building $212,700 | $704,698 (+14.09%) Land $133,691 Building $571,007 |
| 2023 | $262,500 Land $49,800 Building $212,700 | $617,647 Land $117,176 Building $500,471 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HALFMOON WATER DISTRICT (TROY) serves 15,000 people · EPA ID NY4519111 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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