7 Keystone Ct, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 7 Keystone Ct, Gaithersburg, MD 20878

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,308 sqft · built 1975
Lot Size	0.216 acres (9,391 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,862 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-01521495`

Property Details

APN / Parcel Number

Primary APN	`09-01521495`
Alternative APN	`01521495`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,308 sqft Living Area
1st Floor Area	980 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,391 sqft (0.216 acres)
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01521495
Street Address	7 KEYSTONE CT
City	GAITHERSBURG
State	MD
Zip	20878-1880
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	WEST RIDING
Legal Subdivision	WEST RIDING
Legal Block	C
Legal Lot Number	54
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	700823

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7 KEYSTONE CT, GAITHERSBURG, MD 20878-1880
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2000
Deed Sale	Jun 29, 2000
Deed Document Number	2000182808
Deed Book / Page	18192 / 724
Last Transfer Date	Sep 19, 2016
Transfer Doc	0531620065
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 15, 2026
Property Address	7 KEYSTONE CT, GAITHERSBURG, MD 20878-1880
Document Number	7061000104
Book / Page	70611 / 104
Instrument Date	May 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	7 KEYSTONE CT, GAITHERSBURG, MD 20878-1880

Mortgage

Document Number	7061000104,
Date	Jun 15, 2026
Book Page	70611/104

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 22, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,300 (+5.68%) Land $216,100 Building $287,200	$503,300 (-) Land $216,100 Building $287,200
2025	$5,862.00 (-4.64%)	$476,233 (+12.82%)	$503,300 (+19.24%) Land $216,100 Building $287,200
2024	$6,147.00 (+25.89%)
2023		$422,100 Land $216,100 Building $206,000	$422,100 Land $216,100 Building $206,000
2022	$4,883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Oct 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20