7 Keel Dr, Berlin, MD 21811 Property Records

Worcester County property record for 7 Keel Dr, Berlin, MD 21811

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,440 sqft · built 1989
Lot Size	0.133 acres (5,800 sqft)
Owner	Individual Name on Record
Last Sale	$75,500 (Oct 1989)
Tax Bill	$1,669 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-312450`

Property Details

APN / Parcel Number

Primary APN	`10-312450`
Alternative APN	`312450`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Total Area
Utility Area	36 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,800 sqft (0.133 acres)
Porch	Porch
Porch Area	192 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	312450
Street Address	7 KEEL DR
City	BERLIN
State	MD
Zip	21811-9633
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-5
Legal Description	LOT 108 BLK J 5800 SQ FT KEEL DRIVE MYSTIC HARBOUR SEC 2
Legal Subdivision	MYSTIC HARBOUR SEC 01 & 02
Legal Block	J
Legal Lot Number	108
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1009
Census Tract	951700

Owner

Source: Worcester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 KEEL DR, BERLIN, MD 21811-9633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OCEAN CTY
Dec 28, 2017	Grant Deed, Transfer OCEAN INVS TITLE CORPOR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 1989 · Amount on Record
Deed Sale	Oct 10, 1989 · Amount on Record
Deed Book / Page	1590 / 508
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	7 KEEL DR, BERLIN, MD 21811-9633
Document Number	0071430450
Book / Page	007143 / 000450
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2018
Title Company	OCEAN INVS TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 KEEL DR NORTH OCEAN CITY MD 21842, NORTH OCEAN CITY, MD 21842

Mortgage

Document Number	0071430450
Date	Jan 3, 2018
Book Page	007143/000450

Lender

Name	BANK OF OCEAN CTY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Dec 28, 2017
Property Address	7 KEEL DR, BERLIN, MD 21811-9633
Document Number	0071400373
Book / Page	007140 / 000373
Instrument Date	May 23, 2017
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	OCEAN INVS TITLE CORPOR

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 KEEL DR OCEAN CITY MD 21842, OCEAN CITY, MD 21842

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,533 (+5.51%)	$252,400 (+16.53%) Land $95,000 Building $157,400
2025	$1,669.00 (+3.79%) Homeowner's exemption	$216,600 (+16.53%) Land $95,000 Building $121,600	$216,600 (-) Land $95,000 Building $121,600
2023	$1,608.00 Homeowner's exemption	$185,867	$216,600 Land $95,000 Building $121,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 271 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	274 units insured incl. 3 condo units
Nearby Flood Claims	107 (1991–2012)
Claims Outside the SFHA	4 of 107
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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