7 Joyce St, West Townsend, MA 01474 Property Records

Middlesex County and Townsend Town property record for 7 Joyce St, West Townsend, MA 01474

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,318 sqft · built 1975
Lot Size	0.493 acres (21,458 sqft)
Owner	2 Trust Names on File
Last Sale	$35,500 (Feb 1977)
Tax Bill	$6,551 (2026)
Deeds & Mortgages	Sep 2020 Transfer Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0011 B:0042 L:0012`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0011 B:0042 L:0012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,318 sqft Living Area
Gross Area	3,688 sqft
Basement Area	1,008 sqft
Unfinished Basement	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,458 sqft (0.493 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	7 JOYCE ST
City	WEST TOWNSEND
State	MA
Zip	01474-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	42
Legal Lot Number	12
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	2
Census Block	2011
Census Tract	301101

Owner

7 Joyce St is owner-occupied and held in a trust since August 2020.

Source: Middlesex County and Townsend Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7 JOYCE ST, WEST TOWNSEND, MA 01474-1007
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROLLSTONE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 1977 · Amount on File
Deed Sale	Feb 4, 1977 · Amount on File
Last Transfer Date	Aug 31, 2020
Transfer Doc	75507-590
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Sep 1, 2020
Property Address	7 JOYCE ST, TOWNSEND, MA 01474-1007
Document Number	75507-590
Book / Page	075507 / 000590
Instrument Date	Aug 31, 2020
Instrument	151344
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7 JOYCE ST TOWNSEND MA 014741007, TOWNSEND, MA 01474-1007

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	7 JOYCE ST, TOWNSEND, MA 01474-1007
Document Number	69586-514
Book / Page	069586 / 000514
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69586-514
Date	Jul 12, 2017
Book Page	069586/000514
Instrument	107827

Lender

Name	ROLLSTONE BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 7 Joyce St was $6,551, up 3.9% from the year before.

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,551.00 (+3.9%)	$476,400 (+9.72%) Land $103,400 Building $360,400	$480,890 (-)
2025	$6,305.00 (+2.75%)	$434,200 (+1.97%) Land $91,000 Building $343,200	$480,890 (-9.19%)
2024	$6,136.00 (+0.56%)	$425,800 (+6.48%) Land $91,000 Building $334,800	$529,530
2023	$6,102.00	$399,900 Land $78,600 Building $321,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Joyce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Oct 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Joyce St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSEND WATER DEPARTMENT serves 6,832 people · EPA ID MA2299000
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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