7 Joyce Dr, Missoula, MT 59801 Property Records

Missoula County property record for 7 Joyce Dr, Missoula, MT 59801

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,392 sqft · built 1963
Lot Size	0.192 acres (8,364 sqft)
Owner	2 Individual Names on File
Last Sale	$511,500 (Oct 2021)
Tax Bill	$4,252 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R046652`

Property Details

APN / Parcel Number

Primary APN	`R046652`
Alternative APNs	`04-2200-32-4-45-21-0000` `0001933600` `R0466520` `1933600`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	300 sqft
Unfinished Basement	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,364 sqft (0.192 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	20 sqft
Deck Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0001933600
Street Address	7 JOYCE DR
City	MISSOULA
State	MT
Zip	59801-8411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	JOYCE ADDITION, S32, T13 N, R19 W, LOT 15, LESS N 6
Legal Subdivision	JOYCE ADDITION
Legal Block	4
Legal Lot Number	15
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	4
Census Block	4020
Census Tract	1303

Owner

7 Joyce Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Missoula County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 JOYCE DR, MISSOULA, MT 59801-8411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Sep 18, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2021 · Amount on File
Deed Sale	Oct 12, 2021 · Amount on File
Prior Sale	Sep 18, 2020 · Amount on File
Deed Document Number	202126007
Deed Book / Page	1065 / 537
Prior Transfer Date	Nov 21, 2012
Prior Transfer Doc	0009040434
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Oct 12, 2021
Property Address	7 JOYCE DR, MISSOULA, MT 59801-8411
Document Number	0010650537
Book / Page	1065 / 537
Instrument Date	Oct 8, 2021
Instrument	202126007
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 JOYCE DR, MISSOULA, MT 59801-8411

Mortgage

Document Number	202126008
Date	Oct 12, 2021
Instrument	202126008

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Sep 18, 2020
Property Address	7 JOYCE DR, MISSOULA, MT 59801-8411
Document Number	0010391258
Book / Page	1039 / 1258
Instrument Date	Sep 18, 2020
Instrument	202022228
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7 JOYCE DR, MISSOULA, MT 59801-8411

Mortgage

Document Number	202022229
Date	Sep 18, 2020
Instrument	202022229

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7 Joyce Dr was $4,252, down 20.1% from the year before.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$479,300 (-) Land $156,976 Building $322,324	$479,300 (-) Land $156,976 Building $322,324
2025	$4,252.00 (-20.12%)	$479,300 Land $156,976 Building $322,324	$479,300 Land $156,976 Building $322,324
2024	$5,323.00 (+5.89%)
2023	$5,027.00	$410,200	$410,200 Land $124,030 Building $286,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Joyce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Joyce Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000

May also be available: AT&T, Blackfoot Telephone Cooperative, Verizon.

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