7 Joseph's Way, Reading, PA 19607 Property Records

Berks County property record for 7 Joseph's Way, Reading, PA 19607

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,510 sqft · built 2004
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Apr 2024)
Tax Bill	$3,474 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4385-16-74-4875`

Property Details

APN / Parcel Number

Primary APN	`4385-16-74-4875`
Alternative APNs	`39-4385-16-74-4875` `39001615` `001615`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,510 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	39001615
Street Address	7 JOSEPHS WAY
City	READING
State	PA
Zip	19607-2384
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FIVE MILE HILL
Legal Block	74
Legal Lot Number	21B
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	3
Census Block	3025
Census Tract	11602

Owner

7 Joseph's Way is owned and occupied by two individuals who bought it in April 2024.

Source: Berks County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 JOSEPHS WAY, READING, PA 19607-2384
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage LINKBANK
Aug 29, 2017	Deed of Trust, Mortgage · Line of Credit DISCOVERY FCU
May 30, 2018	Grant Deed, Transfer HOMESALE SETTLEMENT SERVICES LIMITED

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2024 · Amount on File
Deed Sale	Apr 8, 2024 · Amount on File
Prior Sale	May 30, 2018 · Amount on File
Deed Document Number	202410193
Prior Transfer Date	Oct 8, 2010
Prior Transfer Doc	0000040716
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 8, 2024
Property Address	7 JOSEPHS WAY, READING, PA 19607-2384
Document Number	0000010193
Map Reference	VOL 228 PG 2
Instrument Date	Mar 20, 2024
Instrument	2024010193
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	TRIDENT LAND TRANSFER COMPANY LP, TRIDENT LAND TRANSFER CO LP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 JOSEPHS WAY, READING, PA 19607-2384

Mortgage

Document Number	0000010194
Date	Apr 8, 2024
Instrument	2024010194

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	7 JOSEPHS WAY, READING, PA 19607-2384
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 JOSEPHS WAY, READING, PA 19607-2384

Mortgage

Document Number	0000015040
Date	Apr 11, 2022
Instrument	2022015040

Lender

Name	LINKBANK
Type	Bank
Address	LANCASTER, PA 17601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	7 JOSEPHS WAY, READING, PA 19607-2384
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031611
Date	Aug 29, 2017
Instrument	2017031611

Lender

Name	DISCOVERY FCU
Type	Credit Union
Address	READING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Aug 31, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	May 30, 2018
Property Address	7 JOSEPHS WAY, READING, PA 19607-2384
Document Number	0000017766
Instrument Date	May 23, 2018
Instrument	17766
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	HOMESALE SETTLEMENT SERVICES LIMITED

Transaction

Amount	Amount on Record
Tax	$2,550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 JOSEPHS WAY READING PA 196072384, READING, PA 19607-2384

Tax Assessment & Valuation

The 2026 property tax bill for 7 Joseph's Way was $3,474.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,474.00	$174,900 Land $26,400 Building $148,500	$26,400 Land $26,400
2024	$2,782.00	$174,900 Land $26,400 Building $148,500
1994			$174,900 Land $26,400 Building $148,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7 Joseph's Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2001–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Joseph's Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILLINGTON MUNI AUTH serves 13,300 people · EPA ID PA3060067
Water Source	Purchased surface water from WESTERN BERKS WATER AUTH
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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