Campbell County property record for 7 Joseph Pl, Cold Spring, KY 41076 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,872 sqft · built 1968 |
| Owner | Individual Name on File |
| Last Sale | $98,800 (Oct 1996) |
| Tax Bill | $1,826 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-20-696.00 |
| Primary APN | 999-99-20-696.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,872 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999920696.00 |
|---|---|
| Street Address | 7 JOSEPH PL |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-1807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT 35 SEC C MADONNA ESTATES |
| Legal Subdivision | MADONNA ESTATES |
| Legal Phase | C |
| Legal Lot Number | 35 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 52900 |
Source: Campbell County records · APN 999-99-20-696.00
Assessment roll updated April 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 JOSEPH PL, COLD SPRING, KY 41076-1807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 01, 1996 · Amount on Record |
| Deed Sale | Oct 01, 1996 · Amount on Record |
| Deed Document Number | 0000224223 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jul 21, 2026 |
| Property Address | 7 JOSEPH PL, COLD SPRING, KY 41076-1807 |
| Document Number | 0006147329 |
| Book / Page | 1170 / 157 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 20266147329 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7 JOSEPH PL, COLD SPRING, KY 41076-1807 |
| Document Number | 0006147329, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 1170/157 |
| Instrument | 20266147329 |
| Name | WESBANCO BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 16, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,826.00 (-0.81%) Homeowner's exemption | $199,800 (-) Land $50,000 Building $149,800 | $199,800 (-) Land $50,000 Building $149,800 |
| 2023 | $1,841.00 (+9.71%) Homeowner's exemption | $199,800 (+14.33%) Land $50,000 Building $149,800 | $199,800 (+14.33%) Land $50,000 Building $149,800 |
| 2022 | $1,678.00 Homeowner's exemption | $174,760 Land $25,000 Building $149,760 | $174,760 Land $25,000 Building $149,760 |
Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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