7 John St, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 7 John St, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	2,578 sqft · built 1947
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,365,000 (Sep 2020)
Tax Bill	$20,340 (2024)
Deeds & Mortgages	May 2021 Mortgage Aug 2020 Mortgage + 1 more
APN	`04-00077-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`04-00077-0000-00019`
Alternative APNs	`040007700019` `30225009`

Interior

Stories	1 Story
Building Area	2,578 sqft Living Area
1st Floor Area	2,578 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Frame
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	30225009
Street Address	7 JOHN ST
City	CHATHAM
State	NJ
Zip	07928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	CHATHAM MANOR
Legal Block	77
Legal Lot Number	19
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2002
Census Tract	42700

Owner

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 JOHN ST, CHATHAM, NJ 07928-2208
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 26, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Sep 14, 2020	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Prior Sale	Jul 24, 2013 · Amount on Record
Deed Document Number	202063311
Deed Book / Page	23873 / 269
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	7 JOHN ST, CHATHAM, NJ 07928
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0241351003
Date	May 20, 2021
Book Page	24135/1003
Instrument	2021048710

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	7 JOHN ST, CHATHAM, NJ 07928
Document Number	0238730276
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 JOHN ST CHATHAM NJ 079282208, CHATHAM, NJ 07928-2208

Mortgage

Document Number	0238730276
Date	Sep 14, 2020
Book Page	023873/000276
Instrument	63312

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Sep 14, 2020
Property Address	7 JOHN ST, CHATHAM, NJ 07928
Document Number	0238730269
Book / Page	23873 / 269
Instrument Date	Aug 20, 2020
Instrument	2020063311
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	HILLTOP TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,807.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	828 VILLA DR, 828, NORTH MYRTLE BEACH, SC 29582-2542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 JOHN ST, CHATHAM, NJ 07928

Mortgage

Document Number	2020063312
Date	Sep 14, 2020
Instrument	2020063312

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,256,300 (-) Land $702,900 Building $553,400	$1,256,300 (-) Land $702,900 Building $553,400
2025		$1,256,300 (-) Land $702,900 Building $553,400	$1,256,300 (-) Land $702,900 Building $553,400
2024	$20,340.00 (+14.42%)
2023		$1,256,300 Land $702,900 Building $553,400	$1,256,300 Land $702,900 Building $553,400
2022	$17,776.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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