7 Jermyn Ct, Sterling, VA 20165 Property Records

Loudoun County property record for 7 Jermyn Ct, Sterling, VA 20165

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,924 sqft · built 1983
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Oct 2023)
Tax Bill	$4,202 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028-10-1797-000`

Property Details

APN / Parcel Number

Primary APN	`028-10-1797-000`
Alternative APN	`64 A11 117A`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,924 sqft Living Area
1st Floor Area	744 sqft
Basement Area	372 sqft
Finished Basement	372 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Patio Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	7 JERMYN CT
City	STERLING
State	VA
Zip	20165-5620
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH3
Legal Description	COUNTRYSIDE SEC.T-1-C LOT 117A 1818--1010
Legal Subdivision	COUNTRYSIDE
Legal Block	3
Legal Lot Number	117A
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	3
Census Block	3006
Census Tract	611102

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 JERMYN CT, STERLING, VA 20165-5620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Oct 4, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION
Jun 10, 2020	Warranty Deed, Transfer · Conventional with PMI NORTH AMERICAN SVGS BK
Apr 9, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2023 · Amount on Record
Deed Sale	Oct 4, 2023 · Amount on Record
Prior Sale	Jun 10, 2020 · Amount on Record
Deed Document Number	202339913
Prior Transfer Date	Mar 13, 2019
Prior Transfer Doc	0000016970
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	7 JERMYN CT, STERLING, VA 20165-5620
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	HIGHLAND TITLE AND ESCROW LLC, HIGHLAND TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 JERMYN CT, STERLING, VA 20165-5620

Mortgage

Document Number	0000052762
Date	Oct 29, 2025
Instrument	20251029-0052762

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 4, 2023
Property Address	7 JERMYN CT, STERLING, VA 20165-5620
Document Number	0000039913
Instrument Date	Oct 4, 2023
Instrument	202310040039913
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 JERMYN CT, STERLING, VA 20165-5620

Mortgage

Document Number	0000039914
Date	Oct 4, 2023
Instrument	202310040039914

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jun 10, 2020
Property Address	7 JERMYN CT, STERLING, VA 20165-5620
Document Number	20200610043620
Instrument Date	Jun 5, 2020
Instrument	43620
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 JERMYN CT STERLING VA 201655620, STERLING, VA 20165-5620

Mortgage

Document Number	20200610043621
Date	Jun 10, 2020
Instrument	43621

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

Interest

Rate Type	Fixed Rate

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDOUN VA
Recording Date	Apr 9, 2019
Property Address	7 JERMYN CT, STERLING, VA 20165-5620
Document Number	20190409016970
Instrument Date	Mar 13, 2019
Instrument	16970
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 JERMYN CT STERLING VA 201655620, STERLING, VA 20165-5620

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,202.00 (+5.16%)	$522,080 (+14.31%) Land $145,000 Building $377,080	$522,080 (+14.31%) Land $145,000 Building $377,080
2023	$3,996.00	$456,720 Land $145,000 Building $311,720	$456,720 Land $145,000 Building $311,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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