7 Jay St, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 7 Jay St, Somerville, MA 02144

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,761 sqft · built 1910
Lot Size	0.092 acres (4,021 sqft)
Owner	Company Name on Record
Tax Bill	$20,858 (2026)
Deeds & Mortgages	Jul 2023 Refinance Jul 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`17-B-5`

Property Details

APN / Parcel Number

Primary APN	`17-B-5`
Alternative APNs	`SOME M:17 B:B L:5` `1025180`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	16 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,761 sqft Living Area
Gross Area	6,019 sqft
Basement Area	1,430 sqft
Unfinished Basement	1,430 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,021 sqft (0.092 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1025180
Street Address	7 JAY ST
City	SOMERVILLE
State	MA
Zip	02144-2711
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RC
Legal Block	B
Legal Lot Number	5
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2002
Census Tract	350800

Owner

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	206 HOLLAND ST, SOMERVILLE, MA 02144-2432
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance EAST CAMBRIDGE SAVINGS BANK
Jul 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance EAST CAMBRIDGE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2015
Deed Sale	Dec 22, 2015
Prior Sale	Aug 29, 2014 · Amount on Record
Deed Book / Page	66569 / 79
Transfer Doc	064163-395
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	7 JAY ST, SOMERVILLE, MA 02144-2711
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081774-270
Date	Jul 14, 2023
Book Page	81774/270
Instrument	77914

Lender

Name	EAST CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	7 JAY ST, SOMERVILLE, MA 02144-2711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75083-282
Date	Jul 10, 2020
Book Page	75083/282
Instrument	110689

Lender

Name	EAST CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$20,858.00 (+8.51%)	$1,899,600 (+7.81%) Land $799,200 Building $1,100,400
2025	$19,223.00 (+6.32%)	$1,762,000 (+2.52%) Land $761,100 Building $1,000,900
2024	$18,081.00 (+1.07%)	$1,718,700 (-0.66%) Land $761,100 Building $957,600
2023	$17,889.00	$1,730,100 Land $761,100 Building $969,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Netafy Fixed Wireless	564 / 125
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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