7 Jay St, Phoenicia, NY 12464 Property Records

Ulster County and Shandaken Town property record for 7 Jay St, Phoenicia, NY 12464

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 722 sqft · built 1930
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Dec 2020)
Tax Bill$2,282 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN515000 13.16-3-4

Property Details

APN / Parcel Number

Primary APN515000 13.16-3-4
Alternative APN
  • 106218.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area722 sqft Living Area
1st Floor Area481 sqft
Upper Floors Area241 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleTraditional
Exterior MaterialWood
Lot Area9,148 sqft (0.21 acres)
PorchSlab
Porch Area481 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number106218.000
Street Address7 JAY ST
CityPHOENICIA
StateNY
Zip12464-5210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHR
Legal Block3
Legal Lot Number4.000
JurisdictionULSTER NY
Township / Civil DivisionSHANDAKEN
Census Block Group3
Census Block3027
Census Tract955300

Owner

7 Jay St is owned by two individuals who bought it in December 2020.

Source: Ulster County and Shandaken Town records, as of April 20, 2026

Owner of Record2 Individual Names on File
Mailing Address520 E 90TH ST, 3K, NEW YORK, NY 10128-7852
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2020 · Amount on File
Deed SaleDec 29, 2020 · Amount on File
Prior SaleAug 15, 2016 · Amount on File
Deed Document Number202019837
Deed Book / Page6734 / 80
Record UpdatedOct 29, 2026

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionULSTER NY
Recording DateDec 29, 2020
Property Address7 JAY ST, PHOENICIA, NY 12464-5210
Document Number0000019837
Book / Page6734 / 80
Instrument DateNov 17, 2020
Instrument2020-19837
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 E 90TH ST APT 3K, 3K, NEW YORK, NY 10128-7852

Mortgage

Document Number0000019838
DateDec 29, 2020
Instrument2020-19838
Lender
NameULSTER SAVINGS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7 Jay St was $2,282.

Source: Ulster County and Shandaken Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountyUlster County
County SubdivisionShandaken Town
Unified School DistrictOnteora Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,282.00$22,700 Land $3,500 Building $19,200$162,143 Land $25,000 Building $137,143
2023$22,700 Land $3,500 Building $19,200$136,582 Land $21,059 Building $115,523

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 Jay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 33 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims46 (1980–2011)
Claims Outside the SFHA8 of 46
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Hurricane Irene, Aug 2011 · 14 claims
  • Severe Storms And Flooding, Jun 2006 · 16 claims
  • Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Jay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPHOENICIA WATER DISTRICT
serves 450 people · EPA ID NY5503380
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2023
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MTC Cable
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Jay St

Nearby Streets

Search Property Records by Address or Parcel Number