7 Jay Ave, Northborough, MA 01532 Property Records

Worcester County and Northborough Town property record for 7 Jay Ave, Northborough, MA 01532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1954
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Aug 2018)
Tax Bill	$6,532 (2025)
Deeds & Mortgages	Feb 2021 Refinance Jan 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NBOR M:0750 L:0018`

Property Details

APN / Parcel Number

Primary APN	`NBOR M:0750 L:0018`
Alternative APN	`M:094.0 B:0000 L:0054.0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,968 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,001 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	7 JAY AVE
City	NORTHBOROUGH
State	MA
Zip	01532-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Subdivision	NORTHBOROUGH
Legal Lot Number	18
Jurisdiction	NORTHBOROUGH MA
Township / Civil Division	NORTHBOROUGH
Census Block Group	1
Census Block	1018
Census Tract	740101

Owner

7 Jay Ave is owned and occupied by an individual who bought it in August 2018.

Source: Worcester County and Northborough Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7 JAY AVE, NORTHBOROUGH, MA 01532-1715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CLINTON SAVINGS BANK
Jan 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CLINTON SAVINGS BANK
Aug 24, 2018	Quit Claim Deed, Transfer CLINTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2018 · Amount on File
Deed Sale	Aug 24, 2018 · Amount on File
Prior Sale	Jul 14, 2008 · Amount on File
Deed Book / Page	59305 / 297
Transfer Doc	059305-297
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBOROUGH MA
Property Address	7 JAY AVE, NORTHBOROUGH, MA 01532-1715
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064537-105
Date	Feb 24, 2021
Book Page	64537/105
Instrument	25884

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBOROUGH MA
Property Address	7 JAY AVE, NORTHBOROUGH, MA 01532-1715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61779-225
Date	Jan 23, 2020
Book Page	61779/225
Instrument	7037

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2040

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHBOROUGH MA
Recording Date	Aug 24, 2018
Property Address	7 JAY AVE, NORTHBOROUGH, MA 01532-1715
Document Number	59305-297
Book / Page	59305 / 297
Instrument	89160
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.42
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	593050300
Date	Aug 24, 2018
Instrument	59305/0300

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7 Jay Ave was $6,532, up 13.6% from the year before.

Source: Worcester County and Northborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Northborough Town
Elementary School District	Northborough School District (KG - 08)
Secondary School District	Northborough-Southborough School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,532.00 (+13.62%)	$458,400 (+13.86%) Land $251,200 Building $207,200	$508,345 (+7.58%)
2024	$5,749.00 (-1.24%)	$402,600 (+2.29%) Land $208,200 Building $194,400	$472,530
2023	$5,821.00	$393,600 Land $196,600 Building $197,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Jay Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Jay Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHBOROUGH WATER DEPARTMENT (MWRA) serves 13,551 people · EPA ID MA2215000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jay Ave

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