7 Jacobus Ln, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 7 Jacobus Ln, Towaco, NJ 07082

Property Summary

Property Type	Single Family Home
Details	1,295 sqft · built 1890
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Nov 2017)
Tax Bill	$8,930 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-00098-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`21-00098-0000-00016`
Alternative APN	`210009800016`

Interior

Stories	2 Stories
Building Area	1,295 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Lot Area	47,916 sqft

Location & Zoning

Street Address	7 JACOBUS LN
City	TOWACO
State	NJ
Zip	07082-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R27A
Legal Subdivision	TOWACO BUNGALOW PARK
Legal Block	98
Legal Lot Number	16
Jurisdiction	MORRIS NJ
Township / Civil Division	MONTVILLE
Census Block Group	2
Census Block	2002
Census Tract	40805

Owner

Source: Morris County and Montville Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 JACOBUS LN, TOWACO, NJ 07082-1311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Nov 15, 2017	Grant Deed, Transfer · Conventional Mortgage ATLANTIC STEWARDSHIP BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2017 · Amount on Record
Deed Sale	Nov 15, 2017 · Amount on Record
Prior Sale	Mar 17, 2006 · Amount on Record
Deed Document Number	201768782
Prior Transfer Date	Nov 2, 2017
Prior Transfer Doc	2017068782
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Recording Date	Jun 1, 2026
Property Address	7 JACOBUS LN, TOWACO, NJ 07082-1311
Document Number	0000023676
Book / Page	25115 / 737
Instrument Date	Apr 6, 2026
Instrument	202623676
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 JACOBUS LN, TOWACO, NJ 07082-1311

Mortgage

Document Number	0000023676,
Date	Jun 1, 2026
Book Page	25115/737
Instrument	202623676

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	167 Months
Due	May 1, 2040

Interest

Rate	6%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Recording Date	Jun 1, 2026
Property Address	7 JACOBUS LN, TOWACO, NJ 07082-1311
Document Number	0000023675
Book / Page	25115 / 730
Instrument Date	Apr 6, 2026
Instrument	202623675
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 JACOBUS LN, TOWACO, NJ 07082-1311

Mortgage

Document Number	0000023675,
Date	Jun 1, 2026
Book Page	25115/730
Instrument	202623675

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	143 Months
Due	May 23, 2038

Interest

Rate	6%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Recording Date	Jun 1, 2026
Property Address	7 JACOBUS LN, TOWACO, NJ 07082-1311
Document Number	0000023674
Book / Page	25115 / 723
Instrument Date	Apr 6, 2026
Instrument	202623674
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 JACOBUS LN, TOWACO, NJ 07082-1311

Mortgage

Document Number	0000023674,
Date	Jun 1, 2026
Book Page	25115/723
Instrument	202623674

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	99 Months
Due	Sep 27, 2034

Interest

Rate	6%
Max Rate	-1%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Nov 15, 2017
Property Address	7 JACOBUS LN, TOWACO, NJ 07082-1311
Document Number	0232411586
Book / Page	023241 / 001586
Instrument Date	Nov 2, 2017
Instrument	68782
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	PRESTIGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 JACOBUS LN TOWACO NJ 070821311, TOWACO, NJ 07082-1311

Mortgage

Document Number	232411592
Date	Nov 15, 2017
Book Page	023241/001592
Instrument	68783

Lender

Name	ATLANTIC STEWARDSHIP BK
Type	Bank
Address	MIDLAND PARK, NJ 07432

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 14, 2032

Tax Assessment & Valuation

Source: Morris County and Montville Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Montville Township
Unified School District	Montville Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,300 (+58.49%) Land $204,300 Building $326,000	$530,300 (+58.49%) Land $204,300 Building $326,000
2025		$334,600 (-) Land $204,300 Building $130,300	$334,600 (-) Land $204,300 Building $130,300
2024	$8,930.00 (+3.9%)
2023		$334,600 Land $204,300 Building $130,300	$334,600 Land $204,300 Building $130,300
2022	$8,595.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1999–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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