7 Hudson Aurora Rd, Smith, NV 89430 Property Records

Lyon County property record for 7 Hudson Aurora Rd, Smith, NV 89430

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,528 sqft · built 1970
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Sep 2017)
Tax Bill	$2,404 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`009-111-07`

Property Details

APN / Parcel Number

Primary APN	`009-111-07`
Alternative APN	`911107`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	2,528 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Duplex Single
Lot Area	87,120 sqft
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Shed	1 Shed
Shed Area	400 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7 HUDSON AURORA RD
City	SMITH
State	NV
Zip	89430-9406
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RR3
Legal Block	1
Jurisdiction	LYON NV
Township / Civil Division	SMITH VALLEY
Census Block Group	1
Census Block	1188
Census Tract	960802

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 HUDSON AURORA RD, SMITH, NV 89430-9406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2017	Deed of Trust, Mortgage · Commercial Mortgage ZB NA
Apr 26, 2019	Deed of Trust, Mortgage · ARM ZB NA
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Sep 26, 2017	Bargain and Sale Deed, Transfer · ARM ZB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2017 · Amount on Record
Deed Sale	Sep 26, 2017 · Amount on Record
Prior Sale	Jun 30, 2008 · Amount on Record
Deed Document Number	2017570559
Prior Transfer Date	Nov 18, 2008
Prior Transfer Doc	0000434896
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	7 HUDSON AURORA RD, SMITH, NV 89430-9406
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	ISGN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000573200
Date	Nov 29, 2017
Instrument	573200

Lender

Name	ZB NA
Type	Bank
Address	LAS VEGAS, NV 89119

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	7 HUDSON AURORA RD, SMITH, NV 89430-9406
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	WESTERN TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000595088
Date	Apr 26, 2019
Instrument	595088

Lender

Name	ZB NA
Type	Bank
Address	LAS VEGAS, NV 89119

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	10.1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	7 HUDSON AURORA RD, SMITH, NV 89430-9406
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000622724
Date	Oct 5, 2020
Instrument	622724

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

September 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYON NV
Recording Date	Sep 26, 2017
Property Address	7 HUDSON AURORA RD, SMITH, NV 89430-9406
Document Number	0000570559
Instrument Date	Sep 19, 2017
Instrument	570559
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FIRST CENTENNIAL RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,404.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 43, SMITH, NV 89430-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7 HUDSON WAY, SMITH, NV 89430

Mortgage

Document Number	0000570560
Date	Sep 26, 2017
Instrument	570560

Lender

Name	ZB NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,404.00 (+13.56%)	$106,026 (-8.83%) Land $50,750 Building $55,276	$302,931 (-8.83%) Land $145,000 Building $157,931
2023	$2,117.00 (+8.62%)	$116,294 (+24.61%) Land $66,500 Building $49,794	$332,268 (+24.61%) Land $190,000 Building $142,268
2022	$1,949.00	$93,329 Land $48,125 Building $45,204	$266,653 Land $137,500 Building $129,153

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 86% of Nevada
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
Northern Nevada High Speed Internet Fixed Wireless	25 / 10

May also be available: Frontier.

Nearby Properties on Hudson Aurora Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures