7 Howard St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 7 Howard St, Wakefield, MA 01880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,867 sqft · built 1900
Lot Size	0.119 acres (5,205 sqft)
Owner	2 Trust Names on File
Last Sale	$635,000 (Feb 2019)
Tax Bill	$9,514 (2025)
Deeds & Mortgages	Dec 2022 Transfer Nov 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`67483`

Property Details

APN / Parcel Number

Primary APN	`67483`
Alternative APN	`WAKE M:000034 B:0216 P:000120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,867 sqft Living Area
Gross Area	3,214 sqft
Basement Area	848 sqft
Unfinished Basement	509 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,205 sqft (0.119 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	67483
Street Address	7 HOWARD ST
City	WAKEFIELD
State	MA
Zip	01880-4226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	WAKEFIELD
Legal Block	216
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	1
Census Block	1017
Census Tract	335400

Owner

7 Howard St is owner-occupied and held in a trust since December 2022.

Source: Middlesex County and Wakefield Town records, as of October 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7 HOWARD ST, WAKEFIELD, MA 01880-4226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC
Dec 24, 2018	Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK
Feb 22, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2019 · Amount on File
Deed Sale	Feb 22, 2019 · Amount on File
Prior Sale	Aug 1, 1994 · Amount on File
Deed Document Number	201922130
Deed Book / Page	72255 / 26
Last Transfer Date	Dec 16, 2022
Transfer Doc	081075-304
Record Updated	Oct 29, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Dec 19, 2022
Property Address	7 HOWARD ST, WAKEFIELD, MA 01880-4226
Document Number	081075-304
Book / Page	81075 / 304
Instrument Date	Dec 16, 2022
Instrument	183697
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 HOWARD ST, WAKEFIELD, MA 01880-4226

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	7 HOWARD ST, WAKEFIELD, MA 01880-4226
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076122-333
Date	Nov 9, 2020
Book Page	76122/333
Instrument	208995

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	7 HOWARD ST, WAKEFIELD, MA 01880-4226
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072052-177
Date	Dec 24, 2018
Book Page	72052/177
Instrument	195205

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Feb 22, 2019
Property Address	7 HOWARD ST, WAKEFIELD, MA 01880-4226
Document Number	0072255-26
Book / Page	72255 / 26
Instrument Date	Feb 22, 2019
Instrument	22130
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 HOWARD ST, WAKEFIELD, MA 01880-4226

Mortgage

Document Number	0000022131
Date	Feb 22, 2019
Instrument	22131

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7 Howard St was $9,514, up 8.4% from the year before.

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,514.00 (+8.45%)	$838,200 (+7.49%) Land $359,800 Building $478,400	$805,220 (+0.59%)
2024	$8,773.00 (+2.75%)	$779,800 (+7.13%) Land $334,700 Building $445,100	$800,470
2023	$8,538.00	$727,900 Land $312,400 Building $415,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Howard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	14 (1978–2024)
Claims Outside the SFHA	8 of 14
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Mar 2010 · 6 claims Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7 Howard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

Nearby Properties on Howard St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures