7 Holland St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 7 Holland St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,033 sqft · built 1956
Lot Size	0.31 acres (13,499 sqft)
Owner	Individual Name on File
Tax Bill	$7,127 (2026)
Deeds & Mortgages	Aug 2022 Reverse Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:009-F B:0012 L:0008`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:009-F B:0012 L:0008`
Alternative APNs	`M:009=F B:0012 L:0008` `3777005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,033 sqft Living Area
Gross Area	3,698 sqft
1st Floor Area	1,430 sqft
Basement Area	1,206 sqft
Unfinished Basement	603 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,499 sqft (0.31 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3777005
Street Address	7 HOLLAND ST
City	SAUGUS
State	MA
Zip	01906-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	12
Legal Lot Number	8
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2039
Census Tract	208302

Owner

7 Holland St is owned and occupied by an individual who acquired it in April 2009.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7 HOLLAND ST, SAUGUS, MA 01906-2233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Aug 15, 2022	Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT
Dec 13, 2019	Deed of Trust, Mortgage · FHA Mortgage FINANCE AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2009
Deed Sale	Apr 3, 2009
Deed Document Number	2009497547
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	7 HOLLAND ST, SAUGUS, MA 01906-2233
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000638582
Date	Aug 15, 2022
Instrument	638582

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	913 Months
Due	Sep 1, 2098

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Oct 1, 2022
Index	Other

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	7 HOLLAND ST, SAUGUS, MA 01906-2233
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000638583
Date	Aug 15, 2022
Instrument	638583

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	ARM
Amount	Amount on Record
Term	913 Months
Due	Sep 1, 2098

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Oct 1, 2022
Index	Other

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	7 HOLLAND ST, SAUGUS, MA 01906-2233
Document Number	0000608470
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 HOLLAND ST SAUGUS MA 019062233, SAUGUS, MA 01906-2233

Mortgage

Document Number	0000608470
Date	Dec 19, 2019
Instrument	608470

Lender

Name	FINANCE AMERICA
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	948 Months
Due	Dec 18, 2098

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7 Holland St was $7,127, up 4.1% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,127.00 (+4.14%)	$684,000 (+6.74%) Land $378,700 Building $303,400	$701,997 (-6.28%)
2025	$6,844.00 (+2.73%)	$640,800 (+2.45%) Land $346,000 Building $294,800	$749,075
2024	$6,662.00 (+3.27%)	$625,500 (+9.18%) Land $336,600 Building $288,900
2023	$6,451.00	$572,900 Land $294,500 Building $278,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Holland St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Holland St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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