7 Highland Ave, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 7 Highland Ave, Fort Mitchell, KY 41017

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,355 sqft · built 1915
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$409,500 (Dec 2025)
Tax Bill	$1,372 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028-40-10-002.00`

Property Details

APN / Parcel Number

Primary APN	`028-40-10-002.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,355 sqft Finished Area
Gross Area	3,227 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	170 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	7 HIGHLAND AVE
City	FT MITCHELL
State	KY
Zip	41017-2917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND PK LD CO LOT 31
Legal Subdivision	HIGHLAND PARK LAND CO
Legal Lot Number	31
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1009
Census Tract	64700

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 HIGHLAND AVE, FT MITCHELL, KY 41017-2917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 23, 2025	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Apr 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CINCINNATI FSLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Prior Sale	Dec 29, 2016 · Amount on File
Deed Document Number	20251
Deed Book / Page	381 / 883
Prior Transfer Date	Apr 1, 2021
Prior Transfer Doc	0000000231
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Sep 10, 2026
Property Address	7 HIGHLAND AVE, FT MITCHELL, KY 41017-2917
Document Number	0000020691
Book / Page	495 / 292
Instrument Date	Sep 3, 2026
Instrument	202620691
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	BLUEGRASS LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 HIGHLAND AVE, FT MITCHELL, KY 41017-2917

Mortgage

Document Number	0000020691,
Date	Sep 10, 2026
Book Page	495/292
Instrument	202620691

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 23, 2025
Property Address	7 HIGHLAND AVE, FT MITCHELL, KY 41017-2917
Document Number	0005900001
Book / Page	KC 381 / 883
Instrument Date	Dec 18, 2025
Instrument	25122305900001
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3478 CETONA WAY, COVINGTON, KY 41017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 HIGHLAND AVE, FT MITCHELL, KY 41017-2917

Mortgage

Document Number	0005900002
Date	Dec 23, 2025
Instrument	25122305900002

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Apr 9, 2021
Property Address	7 HIGHLAND AVE, FT MITCHELL, KY 41017-2917
Document Number	0005900231
Book / Page	83 / 316
Instrument Date	Apr 1, 2021
Instrument	21040905900231
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	LAWYERS TITLE, LAWYERS TITLE OF CINCINNATI

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 HIGHLAND AVE, FORT MITCHELL, KY 41017-2917

Mortgage

Document Number	0005900232
Date	Apr 9, 2021
Instrument	21040905900232

Lender

Name	CINCINNATI FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,500 (+11.61%) Land $60,000 Building $349,500	$409,500 (+11.61%) Land $60,000 Building $349,500
2025	$1,372.00 (-8.1%)	$366,900 (-) Land $60,000 Building $306,900	$366,900 (-) Land $60,000 Building $306,900
2023	$1,493.00	$366,900 Land $60,000 Building $306,900	$366,900 Land $60,000 Building $306,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Highland Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures